3822 Elljay Dr, Cincinnati, OH 45241 Property Records

Hamilton County property record for 3822 Elljay Dr, Cincinnati, OH 45241

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,924 sqft · built 1961
Lot Size0.167 acres (7,275 sqft)
OwnerOwner Name on File
Last Sale$80,000 (Feb 2014)
Tax Bill$3,878 (2025)
Deeds & MortgagesMar 2023 Mortgage
Jul 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN608-0017-0418-00

Property Details

APN / Parcel Number

Primary APN608-0017-0418-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,924 sqft Living Area
1st Floor Area925 sqft
2nd Floor Area999 sqft
Basement Area925 sqft

Exterior

Year BuiltBuilt 1961
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area7,275 sqft (0.167 acres)
Lot Dimensions115 ft deep x 62 ft wide
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3822 ELLJAY DR
CityCINCINNATI
StateOH
Zip45241-2814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionELLJAY DR 62.61 X 115 LOT 346 SHARON ACRES BL CPT 2
Legal SubdivisionSHARON ACRES
Legal BlockC
Legal Lot Number346
JurisdictionHAMILTON OH
Township / Civil DivisionSHARONVILLE
Census Block Group3
Census Block3014
Census Tract23002

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordOwner Name on File
Mailing Address6515 CORPORATE DR, BLUE ASH, OH 45242-2102

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2023Deed of Trust, Mortgage · Conventional Mortgage
CINFED CU
Jul 12, 2018Deed of Trust, Mortgage · Line of Credit
GENERAL ELECTRIC CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 12, 2014 · Amount on File
Deed SaleFeb 12, 2014 · Amount on File
Prior SaleMar 3, 2008
Deed Document Number308570
Deed Book / Page012531 / 000566
Record UpdatedJun 8, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3822 ELLJAY DR, CINCINNATI, OH 45241-2814
Transaction TypeMortgage
Record UpdatedMay 15, 2023
Title CompanyTERRY MONNIE TITLE COMPANY, TERRY MONNIE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014604
DateMar 2, 2023
Book Page14864/2107
Instrument2023-0014604
Lender
NameCINFED CU
TypeCredit Union
AddressCINCINNATI, OH 45209
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 1, 2038
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateMar 1, 2028
Change Frequency5 Years
Min Rate At Change4.75%
Max Rate At Change11.7%
Index5-Year TN
Max Rate11.7%

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3822 ELLJAY DR, CINCINNATI, OH 45241-2814
Document Number0000060986
Instrument DateJul 12, 2018
Transaction TypeMortgage
Record UpdatedAug 28, 2018
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6515 CORPORATE DR BLUE ASH OH 452422102, BLUE ASH, OH 45242-2102

Mortgage

Document Number0000060986
DateJul 17, 2018
Book Page013711/000323
Instrument60986
Lender
NameGENERAL ELECTRIC CU
TypeCredit Union
AddressCINCINNATI, OH 45242
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueJul 16, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalitySharonville City
Unified School DistrictPrinceton City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,878.00 (+13.42%)$79,489 (-) Land $15,540 Building $63,949
2024$3,419.00 (+1.94%)$79,489 (-) Land $15,540 Building $63,949
2023$3,354.00 (+21.08%)$79,489 (+50.39%) Land $15,540 Building $63,949$227,110 (+50.39%) Land $44,400 Building $182,710
2022$2,770.00$52,854 Land $9,877 Building $42,977
2020$151,010 Land $28,220 Building $122,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims21 (1979–2020)
Claims Outside the SFHA8 of 21
Most Recent ClaimMay 2020 · other causes
Claims by Event
  • Severe Storms And Flooding, Apr 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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