3821 Nelson Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 3821 Nelson Rd, Duluth, MN 55803

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 990 sqft · built 1919
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on File
Last Sale$186,000 (Jul 2022)
Tax Bill$2,904 (2026)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN520-0016-02810

Property Details

APN / Parcel Number

Primary APN520-0016-02810
Alternative APN
  • 1133527

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area990 sqft Gross Area
1st Floor Area660 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1919
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area217,800 sqft (5 acres)
Garage Area1,620 sqft

Exterior Amenities

PorchPorch
Porch Area138 sqft
Storage Building288 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelPropane

Location & Zoning

Account Number1133527
Street Address3821 NELSON RD
CityDULUTH
StateMN
Zip55803-1139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNS
Legal DescriptionW 1/2 OF NE 1/4 OF SE 1/4 OF NW 1/4 SERIAL #
Legal Range14W
Legal Township51N
Legal Section26
Legal SubdivisionRICE LAKE TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionRICE LAKE
Census Block Group1
Census Block1019
Census Tract10400

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3821 NELSON RD, DULUTH, MN 55803-1139
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 18, 2022 · Amount on Record
Deed SaleJul 18, 2022 · Amount on Record
Prior SaleDec 8, 2005 · Amount on Record
Deed Document Number20221058936
Prior Transfer DateJul 1, 2022
Prior Transfer Doc0001058936
Record UpdatedSep 20, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJul 18, 2022
Property Address3821 NELSON RD, DULUTH, MN 55803-1139
Document Number0001058936
Instrument DateJul 1, 2022
Instrument1058936
Transaction TypeTransfer
Record UpdatedAug 30, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$613.80
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3821 NELSON RD, DULUTH, MN 55803-1139

Mortgage

Document Number0001058937
DateJul 18, 2022
Instrument1058937
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityRice Lake City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,904.00 (+3.86%) Homeowner's exemption
2025$2,796.00 (+0.87%) Homeowner's exemption$239,600 (+0.29%) Land $90,600 Building $149,000$239,600 (+0.29%) Land $90,600 Building $149,000
2024$2,772.00$238,900 (+14.09%) Land $89,900 Building $149,000$238,900 (+14.09%) Land $89,900 Building $149,000
2022$209,400 Land $85,200 Building $124,200$209,400 Land $85,200 Building $124,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1991–2001)
Claims Outside the SFHA1 of 4
Most Recent ClaimApr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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