3816 Nelson Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 3816 Nelson Rd, Duluth, MN 55803 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1.5 Baths
Year Built	Built 1961
Square Footage	1,136 sqft Gross Area
Lot Size	237,402 sqft (5.45 acres)
Garage	1,008 sqft
Occupancy	Owner Occupied
Last Sale	$230,000 (2018)
Tax Bill	$3,732.00 (2026)

Owner

Source: St. Louis County records · APN 520-0016-02850

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3816 NELSON RD, DULUTH, MN 55803-1122
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jan 08, 2024	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU
Aug 03, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE BK
Nov 30, 2018	Warranty Deed, Transfer · Conventional Mortgage RESULTS MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 30, 2018 · Amount on Record
Deed Sale	Nov 30, 2018 · Amount on Record
Deed Doc Number	20181005537
Record Refreshed	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3816 NELSON RD, DULUTH, MN 55803-1122
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3816 NELSON RD, RICE LAKE, MN 55803-1122

Mortgage

Document Number	0001075957
Date	Jan 08, 2024
Instrument	1075957

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 02, 2039

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3816 NELSON RD, DULUTH, MN 55803-1122
Document Number	00T1027203
Instrument Date	Aug 03, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3816 NELSON RD DULUTH MN 558031122, DULUTH, MN 55803-1122

Mortgage

Document Number	00T1027203
Date	Aug 11, 2020
Instrument	T1027203

Lender

Name	LAKE BK
Type	Bank
Address	TWO HARBORS, MN 55616

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 10, 2035

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 30, 2018
Property Address	3816 NELSON RD, DULUTH, MN 55803-1122
Document Number	00T1005537
Instrument Date	Nov 26, 2018
Instrument	T1005537
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$759.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	3816 NELSON RD DULUTH MN 558031122, DULUTH, MN 55803-1122

Mortgage

Document Number	1005538
Date	Nov 30, 2018
Instrument	1005538

Lender

Name	RESULTS MORTGAGE LLC
Type	Bank
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2048

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,732.00 (+3.84%) Homeowner's exemption
2025	$3,594.00 (+1.7%) Homeowner's exemption	$297,300 (+0.24%) Land $90,100 Building $207,200	$297,300 (+0.24%) Land $90,100 Building $207,200
2024	$3,534.00	$296,600 (+15.32%) Land $89,400 Building $207,200	$296,600 (+15.32%) Land $89,400 Building $207,200
2022		$257,200 Land $84,600 Building $172,600	$257,200 Land $84,600 Building $172,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`520-0016-02850`
Alternative APN	`1062556`

Interior

Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,136 sqft Gross Area
1st Floor	1,136 sqft 1st Floor
Basement Area	568 sqft Basement
Finished Basement	568 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Lot Area	237,402 sqft (5.45 acres)
Garage Area	1,008 sqft Garage
Deck Area	325 sqft Deck
Porch Area	24 sqft Porch
Sauna	Sauna

Utilities and HVAC

Cooling System	Central Cooling
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	1062556
Street Address	3816 NELSON RD
City	DULUTH
State	MN
Zip	55803-1122
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SE 1/4 OF SE 1/4 OF NW 1/4 EX ELY 300 FT SERIAL #
Legal Range	14W
Legal Township	51N
Legal Section	26
Legal Subdivision	RICE LAKE TOWN OF
Jurisdiction	ST LOUIS MN
Minor Civil Division	RICE LAKE
Census Blockgroup	1
Census Block	1019
Census Tract	10400

3816 Nelson Rd, Duluth, MN 55803 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2024: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on Nelson Rd

Nearby Streets

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