3821 Navy Blvd, Panama City, FL 32408 Property Records

Bay County property record for 3821 Navy Blvd, Panama City, FL 32408

Property Summary

Property TypeHotel
Details5 bd · 4,028 sqft · built 1961
Lot Size0.289 acres (12,588 sqft)
OwnerCompany Name on File
Last Sale$307,800 (Aug 2007)
Tax Bill$3,944 (2025)
Flood ZoneZone X (moderate risk)
APN31577-000-000

Property Details

APN / Parcel Number

Primary APN31577-000-000

Interior

Bedrooms5 Beds
Total Rooms13 Rooms
Units12 Units
Stories1 Story
Building Area4,028 sqft Gross Area
1st Floor Area4,028 sqft
FlooringTerrazzo
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof TypePrestressed Concrete
Roof MaterialMetal
Lot Area12,588 sqft (0.289 acres)
Lot Dimensions84 ft deep x 150 ft wide

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemConvection

Location & Zoning

Street Address3821 NAVY BLVD
CityPANAMA CITY
StateFL
Zip32408-7304
Property CategoryCommercial
Property TypeCommercial > Retail > Hotel
Local Zoning CodeBC05
Legal DescriptionTREASURE ISLAND LOTS 6 & 7 BLK 10 ORB 3470 P 502
Legal Range15W
Legal Township04S
Legal Section16
Legal SubdivisionTREASURE ISLAND
Legal Block10
Legal Lot Number6,7
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY BEACHES
Census Block Group1
Census Block1034
Census Tract2607

Owner

3821 Navy Blvd, a commercial property, is owned by a company that acquired it in December 2012.

Source: Bay County records, as of January 5, 2026

Owner of RecordCompany Name on File
Mailing Address2309 FRANKFORD AVE, A, PANAMA CITY, FL 32405-2236
Owner TypeCompany
VestingPartnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2007 · Amount on File
Deed SaleAug 3, 2007 · Amount on File
Deed Document Number200752267
Deed Book / Page2956 / 2345
Last Transfer DateDec 24, 2012
Transfer Doc0034700502
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3821 Navy Blvd was $3,944, up 0.9% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,944.00 (+0.95%)$284,287$368,469 Land $311,976 Building $56,493
2024$3,907.00 (+2.41%)
2023$3,815.00 (+10.01%)$358,604 (-) Land $311,976 Building $46,628$358,604 (-) Land $311,976 Building $46,628
2022$3,468.00$358,604 Land $311,976 Building $46,628$358,604 Land $311,976 Building $46,628

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3821 Navy Blvd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 311 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,268 units insured
incl. 957 condo units
Nearby Flood Claims254 (1978–2023)
Claims Outside the SFHA161 of 254
Most Recent ClaimAug 2023 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 46 claims
  • Hurricane Frances, Sep 2004 · 8 claims
  • Hurricane Opal, Oct 1995 · 130 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3821 Navy Blvd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PANAMA CITY BEACH
serves 67,205 people · EPA ID FL1030515
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionApr 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

Nearby Properties on Navy Blvd

Nearby Streets

Search Property Records by Address or Parcel Number