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3016 Navy Blvd, Panama City, FL 32408 Property Records

Bay County property record for 3016 Navy Blvd, Panama City, FL 32408

Property Summary

Property TypeRetail Store
Details756 sqft · built 2020
Lot Size0.229 acres (9,975 sqft)
OwnerIndividual Name on File
Last Sale$85,000 (Jan 2009)
Tax Bill$2,012 (2025)
Deeds & MortgagesAug 2026 Sale
Jun 2023 Transfer
Flood ZoneZone AE (high risk)
APN31170-010-000

Property Details

APN / Parcel Number

Primary APN31170-010-000

Interior

Total Rooms2 Rooms
Stories1 Story
Building Area756 sqft Gross Area
1st Floor Area756 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialWood
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,975 sqft (0.229 acres)
Lot Dimensions100 ft deep x 100 ft wide
PorchUnfinished Open Porch
Porch Area384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3016 NAVY BLVD
CityPANAMA CITY
StateFL
Zip32408-6229
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Store
Local Zoning CodeBC05
Legal DescriptionPORT LAGOON LOTS 14 & 15 BLK 5 ORB 4701 P 1624 (SUB TO SIDE WALK EASEMENT ORB 3702 P 1436)
Legal Range15W
Legal Township04S
Legal Section09
Legal SubdivisionPORT LAGOON
Legal Block5
Legal Lot Number14,15
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY BEACHES
Census Block Group4
Census Block4018
Census Tract2604

Owner

3016 Navy Blvd, a commercial property, is owned by an individual who acquired it in July 2026.

Source: Bay County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address3016 NAVY BLVD, PANAMA CITY, FL 32408-6229
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Jun 21, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 21, 2009 · Amount on File
Deed SaleJan 21, 2009 · Amount on File
Deed Document Number20094233
Deed Book / Page3123 / 978
Last Transfer DateJul 31, 2026
Transfer Doc0000049127
Record UpdatedOct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateAug 11, 2026
Property Address3016 NAVY BLVD, PANAMA CITY, FL 32408-6229
Document Number0000049127
Book / Page5066 / 869
Instrument DateJul 31, 2026
Instrument202649127
Transaction TypeTransfer
Record UpdatedSep 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3016 NAVY BLVD, PANAMA CITY, FL 32408-6229

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBAY FL
Recording DateJun 21, 2023
Property Address3016 NAVY BLVD, PANAMA CITY BEACH, FL 32408-6229
Document Number0047011624
Book / Page4701 / 1624
Map ReferenceMB 8 PG 27
Instrument DateJun 21, 2023
Instrument2023038706
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address316 THOMAS DR, PANAMA CITY BEACH, FL 32408-4902

Tax Assessment & Valuation

The 2025 property tax bill for 3016 Navy Blvd was $2,012, down 0.2% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,012.00 (-0.25%)$147,406 Land $100,000 Building $47,406$147,406 Land $100,000 Building $47,406
2024$2,017.00 (-0.3%)
2023$2,023.00 (+18.1%)$148,312 (+13.38%) Land $100,000 Building $48,312$148,312 (+13.38%) Land $100,000 Building $48,312
2022$1,713.00$130,812 Land $82,500 Building $48,312$130,812 Land $82,500 Building $48,312

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3016 Navy Blvd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 134 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies243 units insured
incl. 109 condo units
Nearby Flood Claims8 (1995–2018)
Claims Outside the SFHA4 of 8
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 3 claims
  • Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3016 Navy Blvd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PANAMA CITY BEACH
serves 67,205 people · EPA ID FL1030515
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionApr 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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