McLennan County property record for 3821 N 20th St, Waco, TX 76708
| Property Type | Commercial |
|---|---|
| Details | built 1975 |
| Lot Size | 0.185 acres (8,064 sqft) |
| Owner | Company Name on File |
| Tax Bill | $472 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-037201-001000-2 |
| Primary APN | 48-037201-001000-2 |
|---|---|
| Alternative APNs |
|
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 8,064 sqft (0.185 acres) |
| Lot Dimensions | 144 ft deep x 56 ft wide |
| Street Address | 3821 N 20TH ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76708-1628 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | R1B |
| Legal Description | SCOTT PARK LAKE LOT 10 BLOCK 1 ACRES .1851 |
| Legal Subdivision | SCOTT PARK LAKE |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 3000 |
3821 N 20th St, a commercial property, is owned by a company.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3730 N 19TH ST, WACO, TX 76708-2010 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3821 N 20TH ST, WACO, TX 76708 |
| Document Number | 0000031738 |
| Instrument Date | Sep 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3730 N 19TH ST WACO TX 767082010, WACO, TX 76708-2010 |
| Document Number | 0000031738 |
|---|---|
| Date | Sep 9, 2020 |
| Instrument | 31738 |
| Name | COMMUNITY BK |
|---|---|
| Type | Bank |
| Address | WACO, TX 76703 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 3821 N 20th St was $472, up 0.2% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,011 (+%) Land $16,128 Building $4,883 | $21,011 (+%) Land $16,128 Building $4,883 | |
| 2025 | $472.00 (+0.21%) | $21,010 Land $16,130 Building $4,880 | $21,010 Land $16,130 Building $4,880 |
| 2024 | $471.00 | ||
| 2023 | $28,341 Land $16,130 Building $12,211 | $28,341 Land $16,130 Building $12,211 | |
| 2022 | $635.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3821 N 20th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1979–1997) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Feb 1997 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3821 N 20th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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