3812 N 20th St, Waco, TX 76708 Property Records

McLennan County property record for 3812 N 20th St, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,392 sqft · built 1952
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on Record
Tax Bill	$1,111 (2025)
Deeds & Mortgages	Sep 2023 Transfer May 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`48-031001-001400-0`

Property Details

APN / Parcel Number

Primary APN	`48-031001-001400-0`
Alternative APNs	`4803100100140000111` `182845`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
1st Floor Area	1,392 sqft
Flooring	Wood

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1974
Exterior Material	Wood
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Driveway	Concrete Driveway
Driveway Area	458 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3812 N 20TH ST
City	WACO
State	TX
Zip	76708-1629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O2
Legal Description	MCNAMARA LOT 4 BLOCK 2 ACRES .1791
Legal Subdivision	MCNAMARA
Legal Block	2
Legal Lot Number	4
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3021
Census Tract	3000

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3812 N 20TH ST, WACO, TX 76708-1629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Gift Deed, Transfer
May 25, 2023	Gift Deed, Transfer
May 24, 2023	Gift Deed, Transfer
May 12, 2023	Gift Deed, Transfer
May 12, 2023	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 16, 2023
Transfer Doc	0000030155
Record Updated	Oct 29, 2026

September 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	MCLENNAN TX
Recording Date	Sep 22, 2023
Property Address	3812 N 20TH ST, WACO, TX 76708-1629
Document Number	0000030155
Map Reference	VOL 650 PG 122
Instrument Date	Jun 16, 2023
Instrument	2023030155
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 TUCKER ST, IRVING, TX 75060-2342

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3812 N 20TH ST, WACO, TX 76708-1629

May 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 25, 2023
Property Address	3812 N 20TH ST, WACO, TX 76708-1629
Document Number	0000015621
Map Reference	VOL 650 PG 122
Instrument Date	May 17, 2023
Instrument	2023015621
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2114 S 5TH ST # ST1, ST1, TEMPLE, TX 76504-8023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3812 N 20TH ST, WACO, TX 76708-1629

May 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 24, 2023
Property Address	3812 N 20TH ST, WACO, TX 76708-1629
Document Number	0000015138
Map Reference	VOL 650 PG 122
Instrument Date	May 17, 2023
Instrument	2023015138
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1828 SANGER AVE, WACO, TX 76707-3573

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3812 N 20TH ST, WACO, TX 76708-1629

May 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 12, 2023
Property Address	3812 N 20TH ST, WACO, TX 76708-1629
Document Number	0000013940
Map Reference	VOL 650 PG 122
Instrument Date	May 2, 2023
Instrument	2023013940
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	504 SKY VIEW CT, BURLESON, TX 76028-1380

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3812 N 20TH ST, WACO, TX 76708-1629

May 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 12, 2023
Property Address	3812 N 20TH ST, WACO, TX 76708-1629
Document Number	0000013939
Map Reference	VOL 650 PG 122
Instrument Date	Apr 24, 2023
Instrument	2023013939
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2007 BOSQUE BLVD, WACO, TX 76707-2935

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3812 N 20TH ST, WACO, TX 76708-1629

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,569 (-4.82%) Land $28,704 Building $100,865	$129,569 (-4.82%) Land $28,704 Building $100,865
2025	$1,111.00 (-30.69%) Homeowner's exemption Senior Citizen's exemption	$136,130 (-2.81%) Land $26,130 Building $110,000	$136,130 (-2.81%) Land $26,130 Building $110,000
2024	$1,603.00 (-40.52%)
2023		$140,070 Land $26,130 Building $113,940	$140,070 Land $26,130 Building $113,940
2022	$2,695.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–1997)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 1997 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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