38208 Luma Ter, Newark, CA 94560 Property Records

Alameda County property record for 38208 Luma Ter, Newark, CA 94560

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,115 sqft · built 2015
Lot Size	0.04 acres (1,726 sqft)
Owner	Company Name on Record
Last Sale	$835,000 (Jul 2015)
Tax Bill	$12,127 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Jul 2021 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`92A-2599-72`

Property Details

APN / Parcel Number

Primary APN	`92A-2599-72`
Alternative APN	`092A-2599-072-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,115 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	1,726 sqft (0.04 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	38208 LUMA TER
City	NEWARK
State	CA
Zip	94560-4858
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00063 BLK: TR: 8130
Legal Subdivision	TRACT NO 8130
Legal Tract	8130
Legal Lot Number	63
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2000
Census Tract	444601

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	38208 LUMA TER, NEWARK, CA 94560-4858
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Line of Credit BBVA USA
Jul 6, 2021	Intrafamily Transfer, Transfer AMROCK INC, AMROCK LLC
Jul 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Aug 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Apr 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 9, 2018	Deed of Trust, Mortgage · Line of Credit COMPASS FED'L S&L
Aug 28, 2017	Deed of Trust, Mortgage · Line of Credit COMPASS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2015 · Amount on Record
Deed Sale	Jul 24, 2015 · Amount on Record
Deed Document Number	2015204571
Last Transfer Date	Jun 16, 2021
Transfer Doc	0000237458
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	38208 LUMA TER, NEWARK, CA 94560-4858
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38208 LUMA TER, NEWARK, CA 94560-4858

Mortgage

Document Number	0000291720
Date	Aug 27, 2021
Instrument	2021291720

Lender

Name	BBVA USA
Type	Bank
Address	94350

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Jul 6, 2021
Property Address	38208 LUMA TER, NEWARK, CA 94560-4858
Document Number	0000237457
Map Reference	MB 327 PG 16-22
Instrument Date	Jun 16, 2021
Instrument	2021237457
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	38208 LUMA TER, NEWARK, CA 94560-4858

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Jul 6, 2021
Property Address	38208 LUMA TER, NEWARK, CA 94560-4858
Document Number	0000237458
Map Reference	MB 327 PG 16-22
Instrument Date	Jun 16, 2021
Instrument	2021237458
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	38208 LUMA TER, NEWARK, CA 94560-4858

Mortgage

Document Number	0000237459
Date	Jul 6, 2021
Instrument	2021237459

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	38208 LUMA TER, NEWARK, CA 94560-4858
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000148704
Date	Aug 1, 2019
Instrument	2019148704

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 8, 2019
Property Address	38208 LUMA TER, NEWARK, CA 94560-4858
Document Number	0000061912
Instrument Date	Apr 7, 2019
Instrument	61912
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	38208 LUMA TER NEWARK CA 945604858, NEWARK, CA 94560-4858

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	38208 LUMA TER, NEWARK, CA 94560-4858
Document Number	0000051314
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018
Title Company	CT LIEN SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	38208 LUMA TER NEWARK CA 945604858, NEWARK, CA 94560-4858

Mortgage

Document Number	0000051314
Date	Mar 13, 2018
Instrument	51314

Lender

Name	COMPASS FED'L S&L
Type	Federal Savings Bank
Address	SUNNYVALE, CA 94086

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 12, 2043

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	38208 LUMA TER, NEWARK, CA 94560-4858
Document Number	0000202060
Instrument Date	Aug 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	CT LIEN SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38208 LUMA TER NEWARK CA 945604858, NEWARK, CA 94560-4858

Mortgage

Document Number	0000202060
Date	Sep 14, 2017
Instrument	202060

Lender

Name	COMPASS BK
Type	Federal Savings Bank
Address	SUNNYVALE, CA 94086

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Sep 13, 2052

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Newark City
Unified School District	Newark Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,001,211 (+1.29%) Land $302,463 Building $705,748
2025	$12,127.00 (+4.46%) Homeowner's exemption	$988,447 (+4.04%) Land $296,534 Building $691,913
2023	$11,609.00 Homeowner's exemption	$950,070 Land $285,021 Building $665,049	$1,306,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Tekify Fiber & Wireless Fixed Wireless	600 / 130
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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