Alameda County property record for 38186 Luma Ter, Newark, CA 94560
| Property Type | Planned Unit Development |
|---|---|
| Details | 4 bd · 4 ba · 2,234 sqft · built 2015 |
| Lot Size | 0.045 acres (1,964 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,470,000 (Apr 2022) |
| Tax Bill | $18,775 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 92A-2599-50 |
| Primary APN | 92A-2599-50 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 2,234 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 1,964 sqft (0.045 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 38186 LUMA TER |
|---|---|
| City | NEWARK |
| State | CA |
| Zip | 94560-4859 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | FREMONT |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 444601 |
38186 Luma Ter, a planned unit development, is owned and occupied by two individuals who acquired it in August 2024.
Source: Alameda County records, as of October 20, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 38186 LUMA TER, NEWARK, CA 94560-4859 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2022 · Amount on File |
| Deed Sale | Apr 15, 2022 · Amount on File |
| Prior Sale | Apr 15, 2022 · Amount on File |
| Deed Document Number | 0000076056 |
| Last Transfer Date | Aug 20, 2024 |
| Transfer Doc | 0000101432 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | Apr 15, 2022 |
| Property Address | 38186 LUMA TER, NEWARK, CA 94560-4859 |
| Document Number | 0000076056 |
| Map Reference | MB 327 PG 16-22 |
| Instrument Date | Apr 4, 2022 |
| Instrument | 2022076056 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 38186 LUMA TER, NEWARK, CA 94560-4859 |
| Document Number | 0000076057 |
|---|---|
| Date | Apr 15, 2022 |
| Instrument | 2022076057 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | May 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.5% |
| Index | Other |
| Max Rate | 8.5% |
The 2025 property tax bill for 38186 Luma Ter was $18,775.
Source: Alameda County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Newark City |
| Unified School District | Newark Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $18,775.00 | $1,559,963 Land $467,989 Building $1,091,974 |
| 2023 | $17,661.00 | $1,470,000 Land $441,000 Building $1,029,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 38186 Luma Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 38186 Luma Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| RobinsonHSS Fixed Wireless | 1,000 / 1,000 |
| Sail Internet Fixed Wireless | 1,000 / 200 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Tekify Fiber & Wireless Fixed Wireless | 600 / 130 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Ridge Wireless Fixed Wireless | 100 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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