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3820 Winrock Dr, Laredo, TX 78045 Property Records

Webb County property record for 3820 Winrock Dr, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details2,112 sqft · built 2001
Lot Size0.209 acres (9,100 sqft)
Owner2 Individual Names on File
Last Sale$384,689 (Sep 2023)
Tax Bill$1,873 (2025)
Deeds & MortgagesSep 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN985-11006-130

Property Details

APN / Parcel Number

Primary APN985-11006-130
Alternative APN
  • 264618

Interior

Stories1 Story
Building Area2,112 sqft Living Area
Gross Area2,737 sqft
1st Floor Area2,112 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area9,100 sqft (0.209 acres)
Garage TypeAttached
Garage Area625 sqft
Parking Spaces2 Parking Spaces
Pool Area402 sqft
PorchOpen Porch
Porch Area317 sqft

Location & Zoning

Street Address3820 WINROCK DR
CityLAREDO
StateTX
Zip78045-8183
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionWINFIELD, BLOCK 6, LOT 13, PHASE 5
Legal SubdivisionWINFIELD
Legal Phase5
Legal Block6
Legal Lot Number13
JurisdictionWEBB TX
Township / Civil DivisionLAREDO
Census Block Group2
Census Block2006
Census Tract1722

Owner

3820 Winrock Dr is owned and occupied by two individuals who bought it in September 2023.

Source: Webb County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address3820 WINROCK DR, LAREDO, TX 78045-8183
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 19, 2023 · Amount on File
Deed SaleSep 19, 2023 · Amount on File
Deed Document Number20231510848
Deed Book / Page5533 / 740
Record UpdatedOct 29, 2026

September 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateSep 19, 2023
Property Address3820 WINROCK DR, LAREDO, TX 78045-8183
Document Number005533/740
Book / Page5533 / 740
Map ReferenceVOL 23 PG 41&42
Instrument DateSep 14, 2023
Instrument1510848
Transaction TypeTransfer
Record UpdatedOct 3, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address184 CLAYTON XING, SPRINGTOWN, TX 76082-2500

Transferred To (Grantee/Buyer)

NameVerified Name
Address3820 WINROCK DR, LAREDO, TX 78045-8183
InvestorPossibly a Property Investor

Mortgage

Document Number0001510849
DateSep 19, 2023
Instrument1510849
Lender
NamePENTAGON FCU
TypeCredit Union
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 3820 Winrock Dr was $1,873 with a homeowner's exemption, down 17.8% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$369,120 (-0.29%) Land $141,505 Building $227,615$369,120 (-0.29%) Land $141,505 Building $227,615
2025$1,873.00 (-17.81%) Homeowner's exemption$370,203 Land $141,505 Building $228,698$370,203 Land $141,505 Building $228,698
2024$2,279.00
2023$331,267 (+7.57%) Land $136,773 Building $194,494$331,267 (+7.57%) Land $136,773 Building $194,494
2022$2,087.00 Homeowner's exemption$307,967 Land $136,773 Building $171,194$307,967 Land $136,773 Building $171,194

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3820 Winrock Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3820 Winrock Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Smartcom Telephone.

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