3817 Winrock Dr, Laredo, TX 78045 Property Records

Webb County property record for 3817 Winrock Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,924 sqft · built 2003
Lot Size	0.209 acres (9,113 sqft)
Owner	Individual Name on Record
Last Sale	$268,600 (Sep 2017)
Tax Bill	$1,728 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`985-11001-270`

Property Details

APN / Parcel Number

Primary APN	`985-11001-270`
Alternative APN	`264553`

Interior

Stories	1 Story
Building Area	1,924 sqft Living Area
Gross Area	2,436 sqft
1st Floor Area	1,924 sqft
Utility Area	30 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,113 sqft (0.209 acres)
Garage Type	Attached
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces
Pool Area	426 sqft
Porch	Open Porch
Porch Area	307 sqft

Location & Zoning

Street Address	3817 WINROCK DR
City	LAREDO
State	TX
Zip	78045-8183
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WINFIELD, BLOCK 1, LOT 27, PHASE 5
Legal Subdivision	WINFIELD
Legal Phase	5
Legal Block	1
Legal Lot Number	27
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2004
Census Tract	1722

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3817 WINROCK DR, LAREDO, TX 78045-8183
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LENDERS INC
Sep 27, 2017	Vendor's Lien, Transfer · FHA Mortgage NATIONS RELIABLE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2017 · Amount on Record
Deed Sale	Sep 27, 2017 · Amount on Record
Deed Document Number	20171309302
Deed Book / Page	4308 / 117
Prior Transfer Date	Sep 25, 2017
Prior Transfer Doc	004308/117
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3817 WINROCK DR, LAREDO, TX 78045-8183
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004873/558
Date	Sep 30, 2020
Book Page	4873/558
Instrument	1405817

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Sep 27, 2017
Property Address	3817 WINROCK DR, LAREDO, TX 78045-8183
Document Number	004308/117
Book / Page	4308 / 117
Map Reference	VOL 21 PG 84&85
Instrument Date	Sep 25, 2017
Instrument	1309302
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3817 WINROCK DR, LAREDO, TX 78045-8183
Investor	Possibly a Property Investor

Mortgage

Document Number	0001309303
Date	Sep 27, 2017
Instrument	1309303

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340,052 (-0.43%) Land $141,699 Building $198,353	$340,052 (-0.43%) Land $141,699 Building $198,353
2025	$1,728.00 (-18.3%) Homeowner's exemption	$341,528 (+6.85%) Land $141,699 Building $199,829	$341,528 (+6.85%) Land $141,699 Building $199,829
2024	$2,115.00 (+4.55%)
2023		$319,630 Land $136,961 Building $182,669	$319,630 Land $136,961 Building $182,669
2022	$2,023.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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