3820 White Summit Ln, Melissa, TX 75454 Property Records

Collin County property record for 3820 White Summit Ln, Melissa, TX 75454

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,385 sqft · built 2006
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Aug 2018)
Tax Bill	$3,653 (2025)
Deeds & Mortgages	Sep 2022 Transfer Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-8674-00D-0020-1`

Property Details

APN / Parcel Number

Primary APN	`R-8674-00D-0020-1`
Alternative APNs	`000002571469` `2571469`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,385 sqft Living Area
Gross Area	1,839 sqft
1st Floor Area	1,385 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Patio/Porch
Porch Area	14 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3820 WHITE SUMMIT LN
City	MELISSA
State	TX
Zip	75454-2583
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	HUNTERS CREEK PHASE 1, BLK D, LOT 2
Legal Subdivision	HUNTERS CREEK PHASE 1 (CML)
Legal Block	D
Legal Lot Number	2
Jurisdiction	COLLIN TX
Township / Civil Division	ANNA
Census Block Group	3
Census Block	3059
Census Tract	30207

Owner

3820 White Summit Ln is owned and occupied by an individual who acquired it in September 2022.

Source: Collin County records, as of October 14, 2026

Owner of Record	Individual Name on File
Mailing Address	3820 WHITE SUMMIT LN, MELISSA, TX 75454-2583
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Intrafamily Transfer, Transfer
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Aug 13, 2018	Warranty Deed, Transfer BBMC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2018 · Amount on File
Deed Sale	Aug 13, 2018 · Amount on File
Prior Sale	Jun 9, 2010 · Amount on File
Deed Document Number	20181011240
Last Transfer Date	Sep 20, 2022
Transfer Doc	0000142251
Record Updated	Oct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIN TX
Recording Date	Sep 21, 2022
Property Address	3820 WHITE SUMMIT LN, MELISSA, TX 75454-2583
Document Number	0000142251
Instrument Date	Sep 8, 2022
Instrument	20220921000142251
Transaction Type	Transfer
Record Updated	Sep 4, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3820 WHITE SUMMIT LN, MELISSA, TX 75454-2583

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3820 WHITE SUMMIT LN, MELISSA, TX 75454-2583
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000698650
Date	Apr 7, 2021
Instrument	20210407000698650

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Aug 13, 2018
Property Address	3820 WHITE SUMMIT LN, MELISSA, TX 75454-2583
Document Number	0001011240
Instrument Date	Aug 8, 2018
Instrument	1011240
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3820 WHITE SUMMIT LN MELISSA TX 754542583, MELISSA, TX 75454-2583

Mortgage

Document Number	1011250
Date	Aug 13, 2018
Instrument	1011250

Lender

Name	BBMC MTG
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3820 White Summit Ln was $3,653 with a homeowner's exemption, down 14.9% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Melissa City
Unified School District	Melissa Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,653.00 (-14.95%) Homeowner's exemption	$288,891 Land $95,000 Building $193,891	$288,891 Land $95,000 Building $193,891
2024	$4,295.00
2023		$302,206 Land $95,000 Building $207,206	$302,206 Land $95,000 Building $207,206
2022	$2,133.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3820 White Summit Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3820 White Summit Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELISSA serves 26,234 people · EPA ID TX0430040
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Grayson Collin Communications Fiber	1,000 / 1,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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