3816 White Summit Ln, Melissa, TX 75454 Property Records

Collin County property record for 3816 White Summit Ln, Melissa, TX 75454

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,763 sqft · built 2012
Owner	2 Individual Names on File
Tax Bill	$4,880 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-8674-00D-0040-1`

Property Details

APN / Parcel Number

Primary APN	`R-8674-00D-0040-1`
Alternative APN	`2571471`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,763 sqft Living Area
Gross Area	2,173 sqft
1st Floor Area	1,763 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2571471
Street Address	3816 WHITE SUMMIT LN
City	MELISSA
State	TX
Zip	75454-2583
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUNTERS CREEK PHASE 1 (CML), BLK D, LOT 4
Legal Subdivision	HUNTERS CREEK PHASE 1 (CML)
Legal Phase	1
Legal Block	D
Legal Lot Number	4
Jurisdiction	COLLIN TX
Township / Civil Division	ANNA
Census Block Group	3
Census Block	3059
Census Tract	30207

Owner

3816 White Summit Ln is owned and occupied by two individuals who acquired it in May 2018.

Source: Collin County records, as of October 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3816 WHITE SUMMIT LN, MELISSA, TX 75454-2583
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Mar 3, 2020	Deed of Trust, Mortgage · VA Mortgage GO DIRECT LENDERS
Jun 4, 2019	Deed of Trust, Mortgage · VA Mortgage GO DIRECT LENDERS
May 14, 2018	Warranty Deed, Transfer · VA Mortgage GEORGETOWN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2018
Deed Sale	May 14, 2018
Prior Sale	Feb 22, 2013
Deed Document Number	20180514000582900
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3816 WHITE SUMMIT LN, MELISSA, TX 75454-2583
Document Number	0002303000
Instrument Date	Dec 7, 2020
Transaction Type	Mortgage
Record Updated	Jan 6, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3816 WHITE SUMMIT LN MELISSA TX 754542583, MELISSA, TX 75454-2583

Mortgage

Document Number	0002303000
Date	Dec 22, 2020
Instrument	2303000

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 21, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3816 WHITE SUMMIT LN, MELISSA, TX 75454-2583
Document Number	0000353380
Instrument Date	Mar 3, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3816 WHITE SUMMIT LN MELISSA TX 754542583, MELISSA, TX 75454-2583

Mortgage

Document Number	0000353380
Date	Mar 11, 2020
Instrument	353380

Lender

Name	GO DIRECT LENDERS
Address	ENCINO, CA 91316

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 10, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3816 WHITE SUMMIT LN, MELISSA, TX 75454-2583
Document Number	0000705420
Instrument Date	Jun 4, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2019
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3816 WHITE SUMMIT LN MELISSA TX 754542583, MELISSA, TX 75454-2583

Mortgage

Document Number	0000705420
Date	Jun 19, 2019
Instrument	705420

Lender

Name	GO DIRECT LENDERS
Address	ENCINO, CA 91316

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	May 14, 2018
Property Address	3816 WHITE SUMMIT LN, MELISSA, TX 75454-2583
Document Number	0000582900
Instrument Date	May 9, 2018
Instrument	582900
Transaction Type	Transfer
Record Updated	May 29, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3816 WHITE SUMMIT LN MELISSA TX 754542583, MELISSA, TX 75454-2583

Mortgage

Document Number	582910
Date	May 14, 2018
Instrument	582910

Lender

Name	GEORGETOWN MTG
Type	Mortgage Company
Address	GEORGETOWN, TX 78633

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 13, 2048

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Melissa City
Unified School District	Melissa Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$356,797 Land $95,000 Building $261,797	$356,797 Land $95,000 Building $261,797
2024	$4,880.00
2023		$349,000 Land $95,000 Building $254,000	$349,000 Land $95,000 Building $254,000
2022	$5,142.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3816 White Summit Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3816 White Summit Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELISSA serves 26,234 people · EPA ID TX0430040
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Grayson Collin Communications Fiber	1,000 / 1,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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