Tate County property record for 3820 Stage Rd, Coldwater, MS 38618
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4,374 sqft · built 2009 |
| Lot Size | 5.4 acres (235,224 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,282 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Oct 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 101 02 0002601 |
| Primary APN | 101 02 0002601 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 9 Rooms |
| Building Area | 4,374 sqft Finished Area |
| 1st Floor Area | 3,531 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 235,224 sqft (5.4 acres) |
| Pool Area | 648 sqft |
| Patio Area | 1,480 sqft |
| Utility Building | 8,235 sqft |
| Street Address | 3820 STAGE RD |
|---|---|
| City | COLDWATER |
| State | MS |
| Zip | 38618-4985 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT S1/2 SE 1/4 E OF ROAD |
| Legal Range | 08 |
| Legal Township | 05 |
| Legal Section | 02 |
| Jurisdiction | TATE MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 950301 |
3820 Stage Rd is owned and occupied by two individuals who acquired it in August 2021.
Source: Tate County records, as of March 31, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3820 STAGE RD, COLDWATER, MS 38618-4985 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 6, 2026 | Intrafamily Transfer, Transfer |
| Oct 22, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SECURITY BANK |
| Oct 16, 2018 | Deed of Trust, Mortgage FIRST SECURITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2021 |
| Deed Sale | Aug 10, 2021 |
| Deed Book / Page | 2021 / 3114 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | TATE MS |
| Recording Date | Mar 6, 2026 |
| Property Address | 3820 STAGE RD, COLDWATER, MS 38618-4985 |
| Document Number | 002026/861 |
| Book / Page | 2026 / 861 |
| Map Reference | MB 2018 PG 3653-3657 |
| Instrument Date | Mar 5, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3820 STATE RD, COLDWATER, MS 38618-4985 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 3820 STAGE RD, COLDWATER, MS 38618-4985 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019/14080 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 2019/14080 |
| Name | FIRST SECURITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 3820 STAGE RD, COLDWATER, MS 38618-4985 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000012742 |
|---|---|
| Date | Oct 16, 2018 |
| Book Page | 0000002018/0000012742 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 51 Months |
| Due | Jan 1, 2023 |
The 2025 property tax bill for 3820 Stage Rd was $6,282.
Source: Tate County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Tate County |
| Unified School District | Tate County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,282.00 | $53,784 Land $2,137 Building $51,647 | $537,219 Land $20,747 Building $516,472 |
| 2023 | $5,382.00 | $42,844 Land $2,138 Building $40,706 | $427,813 Land $20,752 Building $407,061 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3820 Stage Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1991–2020) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3820 Stage Rd is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 68% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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