Tate County property record for 3817 Stage Rd, Coldwater, MS 38618
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,318 sqft · built 1994 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | Individual Name on File |
| Last Sale | $337,179 (Sep 2026) |
| Tax Bill | $2,033 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage May 2026 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 101 02 0002501 |
| Primary APN | 101 02 0002501 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,318 sqft Finished Area |
| 1st Floor Area | 925 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 174,240 sqft (4 acres) |
| Street Address | 3817 STAGE RD |
|---|---|
| City | COLDWATER |
| State | MS |
| Zip | 38618-4939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4 AC PT SW1/4 SE1/4 W OF ROAD |
| Legal Range | 08 |
| Legal Township | 05 |
| Legal Section | 02 |
| Jurisdiction | TATE MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 950301 |
3817 Stage Rd is owned and occupied by an individual who bought it in September 2026.
Source: Tate County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3817 STAGE RD, COLDWATER, MS 38618-4939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2026 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| May 12, 2026 | Deed of Trust, Mortgage · Construction Mortgage GUARANTY BANK AND TRUST COMPANY |
| Mar 6, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTY BANK & TRUST COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2026 · Amount on File |
| Deed Sale | Sep 25, 2026 · Amount on File |
| Deed Book / Page | 2026 / 3707 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TATE MS |
| Recording Date | Sep 25, 2026 |
| Property Address | 3817 STAGE RD, COLDWATER, MS 38618-4939 |
| Document Number | 2026003707 |
| Book / Page | 2026 / 3707 |
| Instrument Date | Sep 16, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3817 STAGE RD, COLDWATER, MS 38618-4939 |
| Document Number | 2026013940, |
|---|---|
| Date | Sep 25, 2026 |
| Book Page | 2026/13940 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Recording Date | May 12, 2026 |
| Property Address | 3817 STAGE RD, COLDWATER, MS 38618-4939 |
| Document Number | 2026006559 |
| Book / Page | 2026 / 6559 |
| Instrument Date | May 7, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3817 STAGE RD, COLDWATER, MS 38618-4939 |
| Document Number | 2026006559, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 2026/6559 |
| Name | GUARANTY BANK AND TRUST COMPANY |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 15, 2027 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 3817 STAGE RD, COLDWATER, MS 38618-4939 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02023/2357 |
|---|---|
| Date | Mar 6, 2023 |
| Book Page | 2023/2357 |
| Name | GUARANTY BANK & TRUST COMPANY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
The 2025 property tax bill for 3817 Stage Rd was $2,033.
Source: Tate County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Tate County |
| Unified School District | Tate County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,033.00 | $19,064 Land $1,980 Building $17,084 | $190,638 Land $19,800 Building $170,838 |
| 2023 | $1,570.00 | $14,104 Land $1,980 Building $12,124 | $141,044 Land $19,800 Building $121,244 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3817 Stage Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1991–2020) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3817 Stage Rd is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 68% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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