3820 Oscar Ave, Alton, IL 62002 Property Records

Madison County property record for 3820 Oscar Ave, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 768 sqft · built 1959
Lot Size	0.197 acres (8,580 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Dec 2025)
Tax Bill	$2,811 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
APN	`23-2-08-17-07-203-027`

Property Details

APN / Parcel Number

Primary APN	`23-2-08-17-07-203-027`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	768 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Vinyl
Construction Type	Masonry / Concrete Block
Roof Material	Shingle
Lot Area	8,580 sqft (0.197 acres)
Lot Dimensions	143 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	288 sqft
Porch	Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3820 OSCAR AVE
City	ALTON
State	IL
Zip	62002-2123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILTON CREST LOT 72 60X143 S
Legal Subdivision	MILTON CREST SUB
Legal Lot Number	72
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	2
Census Block	2006
Census Tract	401400

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14897 CLAYTON RD, CHESTERFIELD, MO 63017-7916
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2025 · Amount on Record
Deed Sale	Dec 12, 2025 · Amount on Record
Deed Document Number	202535068
Prior Transfer Date	Oct 21, 2009
Prior Transfer Doc	0000052242
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Dec 12, 2025
Property Address	3820 OSCAR AVE, ALTON, IL 62002-2123
Document Number	0000035068
Map Reference	PB 23 PG 164
Instrument Date	Dec 11, 2025
Instrument	2025R35068
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14897 CLAYTON RD, CHESTERFIELD, MO 63017-7916

Mortgage

Document Number	0000035069
Date	Dec 12, 2025
Instrument	2025R35069

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,811.00 (+10.84%) Homeowner's exemption	$41,120 (+10.54%) Land $2,840 Building $38,280	$123,360 (+10.54%) Land $8,520 Building $114,840
2024	$2,536.00 (+18.62%)	$37,200 (+22.49%) Land $2,570 Building $34,630	$111,600 (+22.37%) Land $7,710 Building $103,890
2022	$2,138.00	$30,370 Land $2,100 Building $28,270	$91,201 Land $6,306 Building $84,895

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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