3815 Oscar Ave, Alton, IL 62002 Property Records

Madison County property record for 3815 Oscar Ave, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1958
Lot Size	0.182 acres (7,920 sqft)
Owner	Individual Name on Record
Last Sale	$56,500 (Mar 2020)
Tax Bill	$2,383 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Aug 2017 Mortgage
APN	`23-2-08-17-07-204-014`

Property Details

APN / Parcel Number

Primary APN	`23-2-08-17-07-204-014`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	912 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Shingle
Lot Area	7,920 sqft (0.182 acres)
Lot Dimensions	132 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	288 sqft
Porch	Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3815 OSCAR AVE
City	ALTON
State	IL
Zip	62002-2124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILTON CREST LOT 55 60X132.2 X IRR
Legal Subdivision	MILTON CREST SUB
Legal Lot Number	55
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	1
Census Block	1025
Census Tract	401400

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3815 OSCAR AVE, ALTON, IL 62002-2124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2020	Warranty Deed, Transfer · Conventional Mortgage ILLINOIS HOUSING DEV AUTHORITY
Aug 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage 1ST MIDAMERICA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2020 · Amount on Record
Deed Sale	Mar 26, 2020 · Amount on Record
Deed Document Number	202010019
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Mar 26, 2020
Property Address	3815 OSCAR AVE, ALTON, IL 62002-2124
Document Number	0000010019
Map Reference	PB 23 PG 164
Instrument Date	Mar 23, 2020
Instrument	2020R10019
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7601 PENN AVE S STE A1, A1, RICHFIELD, MN 55423-5008

Mortgage

Document Number	0000010021
Date	Mar 26, 2020
Instrument	2020R10021

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	3815 OSCAR AVE, ALTON, IL 62002-2124
Document Number	0000027826
Instrument Date	Aug 1, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3815 OSCAR AVE ALTON IL 620022124, ALTON, IL 62002-2124

Mortgage

Document Number	0000027826
Date	Aug 18, 2017
Instrument	27826

Lender

Name	1ST MIDAMERICA CU
Type	Credit Union
Address	EAST ALTON, IL 62024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 17, 2027

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,383.00 (+11.25%)	$35,770 (+35.44%) Land $2,790 Building $32,980	$107,310 (+35.31%) Land $8,370 Building $98,940
2024	$2,142.00 (+19.66%)
2022	$1,790.00	$26,410 Land $2,060 Building $24,350	$79,309 Land $6,186 Building $73,123

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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