Forsyth County property record for 3820 High Point Cir, Cumming, GA 30041
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5.5 ba · 3,221 sqft · built 1998 |
| Lot Size | 1.98 acres (86,684 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Dec 2019) |
| Tax Bill | $7,871 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 228-000-116 |
| Primary APN | 228-000-116 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,221 sqft Living Area |
| 1st Floor Area | 1,890 sqft |
| Basement Area | 1,890 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 86,684 sqft |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | Deck Area |
| Patio Area | 990 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 0000209157 |
|---|---|
| Street Address | 3820 HIGH POINT CIR |
| City | CUMMING |
| State | GA |
| Zip | 30041-2856 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2R |
| Legal Description | 14-1 66-67 LOT 81 PH IIIB CRC |
| Legal Subdivision | CHAT RIVER CLUB |
| Legal Phase | 3B |
| Legal Block | 1 |
| Legal Lot Number | 81 |
| Jurisdiction | FORSYTH GA |
| Township / Civil Division | CUMMING |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 130508 |
3820 High Point Cir is owned and occupied by two individuals who bought it in December 2019.
Source: Forsyth County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3820 HIGH POINT CIR, CUMMING, GA 30041-2856 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE |
| Jan 3, 2020 | Grant Deed, Transfer · FHA Mortgage OTHER INSTITUTIONAL LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2019 · Amount on File |
| Deed Sale | Dec 10, 2019 · Amount on File |
| Prior Sale | Mar 16, 2016 · Amount on File |
| Deed Document Number | 201912989 |
| Deed Book / Page | 9170 / 115 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORSYTH GA |
| Property Address | 3820 HIGH POINT CIR, CUMMING, GA 30041-2856 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3820 HIGH POINT CIR, CUMMING, GA 30041-2856 |
| Document Number | 0103000000000284 |
|---|---|
| Date | Aug 10, 2021 |
| Book Page | 0000010300/0000000284 |
| Name | UNITED WHOLESALE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FORSYTH GA |
| Recording Date | Jan 3, 2020 |
| Property Address | 3820 HIGH POINT CIR, CUMMING, GA 30041-2856 |
| Document Number | 0091700115 |
| Book / Page | 009170 / 000115 |
| Instrument Date | Dec 10, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3820 HIGH POINT CIR CUMMING GA 300412856, CUMMING, GA 30041-2856 |
| Document Number | 91700116 |
|---|---|
| Date | Jan 3, 2020 |
| Book Page | 009170/000116 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 2, 2050 |
The 2025 property tax bill for 3820 High Point Cir was $7,871.
Source: Forsyth County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Forsyth County |
| Unified School District | Forsyth County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,871.00 | $321,000 Land $72,000 Building $249,000 | $802,500 Land $180,000 Building $622,500 |
| 2023 | $7,230.00 (+6.4%) | $293,736 (+43.42%) Land $60,000 Building $233,736 | $734,340 (+43.42%) Land $150,000 Building $584,340 |
| 2022 | $6,795.00 | $204,804 Land $40,000 Building $164,804 | $512,010 Land $100,000 Building $412,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3820 High Point Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3820 High Point Cir is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 80% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUMMING serves 58,661 people · EPA ID GA1170000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures