3820 Coldwater Dr, Rocklin, CA 95765 Property Records

Placer County property record for 3820 Coldwater Dr, Rocklin, CA 95765

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,639 sqft · built 2001
Lot Size0.281 acres (12,236 sqft)
OwnerCompany Name on Record
Last Sale$576,000 (Feb 2014)
Tax Bill$8,442 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN374-260-025-000

Property Details

APN / Parcel Number

Primary APN374-260-025-000
Alternative APN
  • 374-260-025

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,639 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleContemporary
Construction TypeFrame
Lot Area12,236 sqft (0.281 acres)
Garage Area585 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number374-260-025
Street Address3820 COLDWATER DR
CityROCKLIN
StateCA
Zip95765-4607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 729 WHITNEY OAKS MOR W-41
Legal SubdivisionWHITNEY OAKS PH 2B PARCEL 39B UNIT 27B
Legal Lot Number729
JurisdictionPLACER CA
Township / Civil DivisionROCKLIN
Census Block Group1
Census Block1005
Census Tract21122

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address3820 COLDWATER DR, ROCKLIN, CA 95765-4607
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 14, 2014 · Amount on Record
Deed SaleFeb 14, 2014 · Amount on Record
Prior SaleMar 29, 2001 · Amount on Record
Deed Document Number20149975
Last Transfer DateOct 6, 2016
Transfer Doc0000087781
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address3820 COLDWATER DR, ROCKLIN, CA 95765-4607
Transaction TypeMortgage
Record UpdatedOct 20, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3820 COLDWATER DR, ROCKLIN, CA 95765-4607

Mortgage

Document Number0000149403
DateDec 18, 2020
Instrument2020-0149403
Lender
NameCOMMERCE HOME MORTGAGE LLC
TypeMortgage Company
AddressIRVINE, CA 92606
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyPlacer County
MunicipalityRocklin City
Unified School DistrictRocklin Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$720,208 (+2%) Land $112,529 Building $607,679
2025$8,442.00 (+2.89%) Homeowner's exemption$706,087 (+4.04%) Land $110,323 Building $595,764
2023$8,205.00 (+2.69%) Homeowner's exemption$678,671 Land $106,040 Building $572,631
2022$7,990.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 63% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPLACER CWA - FOOTHILL
serves 93,417 people · EPA ID CA3110025
Water SourceSurface water
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Zeta Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
DigitalPath
Fixed Wireless
200 / 20
T-Mobile
Fixed Wireless
100 / 20
Cal.net
Fixed Wireless
100 / 20

May also be available: AT&T.

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