3820 Arbor Ln, Cincinnati, OH 45255 Property Records

Clermont County property record for 3820 Arbor Ln, Cincinnati, OH 45255

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,280 sqft · built 1991
Lot Size	0.866 acres (37,723 sqft)
Owner	Individual Name on File
Last Sale	$257,000 (Oct 1994)
Tax Bill	$8,898 (2025)
Deeds & Mortgages	Jun 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`28-57-18B-018`

Property Details

APN / Parcel Number

Primary APN	`28-57-18B-018`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,280 sqft Living Area
1st Floor Area	1,504 sqft
Basement Area	208 sqft
Unfinished Basement	208 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Lot Area	37,723 sqft (0.866 acres)
View / Lot	Cul-de-sac
Garage Area	514 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	132 sqft
Patio Area	482 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3820 ARBOR LN
City	CINCINNATI
State	OH
Zip	45255-5627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VINEYARD HILLS 2; LOT 18
Legal Subdivision	VINEYARD HILLS 2
Legal Lot Number	18
Jurisdiction	CLERMONT OH
Township / Civil Division	PIERCE
Census Block Group	1
Census Block	1003
Census Tract	41506

Owner

3820 Arbor Ln is owned and occupied by an individual who acquired it in April 2015.

Source: Clermont County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3820 ARBOR LN, CINCINNATI, OH 45255-5627
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 1994 · Amount on File
Deed Sale	Oct 5, 1994 · Amount on File
Prior Sale	Jul 23, 1991 · Amount on File
Last Transfer Date	Apr 29, 2015
Transfer Doc	0000009398
Record Updated	Jun 8, 2026

June 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CLERMONT OH
Recording Date	Jun 10, 2025
Property Address	3820 ARBOR LN, CINCINNATI, OH 45255-5627
Document Number	0000011498
Book / Page	2995 / 3139
Instrument Date	Jun 6, 2025
Instrument	202500011498
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3820 ARBOR LN, CINCINNATI, OH 45255-5627

Tax Assessment & Valuation

The 2025 property tax bill for 3820 Arbor Ln was $8,898 with a homeowner's exemption, up 5.3% from the year before.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Pierce Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,898.00 (+5.29%)	$165,490 (-) Land $33,640 Building $131,850
2024	$8,451.00 (-45.8%) Homeowner's exemption	$165,490 (+2.54%) Land $33,640 Building $131,850	$472,800 (+2.54%) Land $96,100 Building $376,700
2023	$15,591.00 (+126.75%) Homeowner's exemption	$161,390 (+38.09%) Land $33,640 Building $127,750	$461,100 Land $96,100 Building $365,000
2022	$6,876.00 Homeowner's exemption	$116,870 Land $25,340 Building $91,530
2020			$333,900 Land $72,400 Building $261,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3820 Arbor Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3820 Arbor Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20