Clermont County property record for 3815 Arbor Ln, Cincinnati, OH 45255
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,594 sqft · built 1993 |
| Lot Size | 0.687 acres (29,926 sqft) |
| Owner | Individual Name on File |
| Last Sale | $378,000 (Mar 2021) |
| Tax Bill | $7,113 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Line of Credit Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-57-18B-014 |
| Primary APN | 28-57-18B-014 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,594 sqft Living Area |
| 1st Floor Area | 1,211 sqft |
| Basement Area | 156 sqft |
| Unfinished Basement | 156 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 29,926 sqft (0.687 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 187 sqft |
| Patio Area | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3815 ARBOR LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45255-5628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VINEYARD HILLS 2; LOT 14 |
| Legal Subdivision | VINEYARD HILLS 2 |
| Legal Lot Number | 14 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | PIERCE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 41506 |
3815 Arbor Ln is owned and occupied by an individual who bought it in March 2021.
Source: Clermont County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3815 ARBOR LN, CINCINNATI, OH 45255-5628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2021 | Warranty Deed, Transfer · Line of Credit GUARANTEED RATE AFFINITY LLC |
| Jul 6, 2020 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 2021 · Amount on File |
| Deed Sale | Mar 22, 2021 · Amount on File |
| Prior Sale | Jul 6, 2020 · Amount on File |
| Deed Document Number | 20218978 |
| Deed Book / Page | 2873 / 4264 |
| Prior Transfer Date | Apr 26, 2018 |
| Prior Transfer Doc | 0000009850 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Mar 22, 2021 |
| Property Address | 3815 ARBOR LN, CINCINNATI, OH 45255-5628 |
| Document Number | 0000008978 |
| Book / Page | 2873 / 4264 |
| Map Reference | CAB 4 PG 320-322 |
| Instrument Date | Mar 17, 2021 |
| Instrument | 202100008978 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1800 W LARCHMONT AVE, CHICAGO, IL 60613-2448 |
| Document Number | 0000008979 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 202100008979 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Jul 6, 2020 |
| Property Address | 3815 ARBOR LN, CINCINNATI, OH 45255-5628 |
| Document Number | 0000016865 |
| Book / Page | 2843 / 4473 |
| Map Reference | CAB 4 PG 320-322 |
| Instrument Date | Jul 1, 2020 |
| Instrument | 202000016865 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | LTOC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3815 ARBOR LN, ANDERSON, OH 45255-5628 |
| Document Number | 0000016866 |
|---|---|
| Date | Jul 6, 2020 |
| Instrument | 202000016866 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 3815 Arbor Ln was $7,113 with a homeowner's exemption.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Pierce Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,113.00 | $132,300 Land $26,670 Building $105,630 | |
| 2024 | $378,000 (-) Land $76,200 Building $301,800 | ||
| 2023 | $12,781.00 (+108.5%) Homeowner's exemption | $132,300 (+26.97%) Land $26,670 Building $105,630 | $378,000 Land $76,200 Building $301,800 |
| 2022 | $6,130.00 Homeowner's exemption | $104,200 Land $20,130 Building $84,070 | |
| 2020 | $297,700 Land $57,500 Building $240,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3815 Arbor Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3815 Arbor Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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