Rankin County property record for 382 Zelma Ln, Florence, MS 39073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,127 sqft · built 1979 |
| Lot Size | 0.55 acres (23,959 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,900 (Dec 2021) |
| Tax Bill | $871 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D04J000002 00008C |
| Primary APN | D04J000002 00008C |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,127 sqft Adjusted Area |
| 1st Floor Area | 1,715 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 23,959 sqft (0.55 acres) |
| Utility Building | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1960 |
|---|---|
| Street Address | 382 ZELMA LN |
| City | FLORENCE |
| State | MS |
| Zip | 39073-8305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 BLK C SOUTHERN ACRES PT 2 DB 373 PG 259 0091978 DB 579 PG 0426 0062389 |
| Legal Range | 01E |
| Legal Township | 04N |
| Legal Section | 26 |
| Legal Subdivision | SOUTHERN ACRES SUB PART TWO |
| Legal Block | C |
| Legal Lot Number | 8 |
| Jurisdiction | RANKIN MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 21001 |
Source: Rankin County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 382 ZELMA LN, FLORENCE, MS 39073-8305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2021 · Amount on Record |
| Deed Sale | Dec 8, 2021 · Amount on Record |
| Deed Document Number | 2021 |
| Deed Book / Page | 2021 / 31513 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RANKIN MS |
| Property Address | 382 ZELMA LN, FLORENCE, MS 39073-8305 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000015970 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | 3021/15970 |
| Name | BANKPLUS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Rankin County assessment roll, as of March 2, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Rankin County |
| Unified School District | Rankin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $871.00 Homeowner's exemption | $11,203 (+14.43%) | |
| 2024 | $871.00 (+51.22%) | $112,030 (+14.43%) Land $6,500 Building $105,530 | |
| 2023 | $9,790 | ||
| 2021 | $97,900 Land $6,500 Building $91,400 | ||
| 2019 | $576.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 62% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEARY WATER SEWER & FIRE DEPT serves 2,500 people · EPA ID MS0610022 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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