Rankin County property record for 203 Zelma Ln, Florence, MS 39073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,982 sqft · built 1974 |
| Lot Size | 0.695 acres (30,310 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $501 (2025) |
| Deeds & Mortgages | Dec 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | D04J000002 00008E |
| Primary APN | D04J000002 00008E |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,982 sqft Adjusted Area |
| 1st Floor Area | 2,723 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 30,310 sqft (0.695 acres) |
| Garage Area | 720 sqft |
| Patio Area | 552 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1962 |
|---|---|
| Street Address | 203 ZELMA LN |
| City | FLORENCE |
| State | MS |
| Zip | 39073-8304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 BLK E SOUTHERN ACRES PT 2 DB 304 PG 581 0111273 DB 545 PG 0492 0122387 DB 651 PG 0250 0081392 |
| Legal Range | 01E |
| Legal Township | 04N |
| Legal Section | 26 |
| Legal Subdivision | SOUTHERN ACRES PART 2 |
| Legal Block | E |
| Legal Lot Number | 8 |
| Jurisdiction | RANKIN MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21001 |
203 Zelma Ln is owned and occupied by two individuals.
Source: Rankin County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 203 ZELMA LN, FLORENCE, MS 39073-8304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RANKIN MS |
| Property Address | 203 ZELMA LN, FLORENCE, MS 39073-8304 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000117474 |
|---|---|
| Date | Dec 7, 2022 |
| Book Page | 3022/117474 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 203 Zelma Ln was $501 with exemptions applied, down 66.2% from the year before.
Source: Rankin County assessment roll, as of March 2, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Rankin County |
| Unified School District | Rankin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $501.00 (-66.22%) Homeowner's exemption Disabled Person's exemption | $17,058 | |
| 2024 | $1,483.00 | $170,580 Land $6,500 Building $164,080 | |
| 2023 | $14,038 | ||
| 2021 | $140,380 Land $6,500 Building $133,880 | ||
| 2019 | $292.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 203 Zelma Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 203 Zelma Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEARY WATER SEWER & FIRE DEPT serves 2,500 people · EPA ID MS0610022 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: C Spire Wireless, Windstream.
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