382 Mutual Dr, Charleston, SC 29414 Property Records

Charleston County property record for 382 Mutual Dr, Charleston, SC 29414

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,404 sqft · built 2009
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on File
Last Sale$155,000 (Jul 2003)
Tax Bill$4,691 (2025)
Flood ZoneZone AE (high risk)
APN310-10-00-070

Property Details

APN / Parcel Number

Primary APN310-10-00-070

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,404 sqft Living Area
Gross Area5,365 sqft
1st Floor Area1,961 sqft
Upper Floors Area1,443 sqft
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area17,424 sqft (0.4 acres)
TerrainHigh

Exterior Amenities

PorchSlab
Porch Area316 sqft
Deck Area32 sqft
Patio Area507 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address382 MUTUAL DR
CityCHARLESTON
StateSC
Zip29414-4839
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -SYLVAN SHORES DESCRIPTION -LOT 3 SECTION V
Legal SubdivisionSYLVAN SHORES
Legal Lot Number3
JurisdictionCHARLESTON SC
Township / Civil DivisionWEST ASHLEY
Census Block Group1
Census Block1031
Census Tract2801

Owner

382 Mutual Dr is owned and occupied by two individuals who bought it in July 2003.

Source: Charleston County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address382 MUTUAL DR, CHARLESTON, SC 29414-4839
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 11, 2003 · Amount on File
Deed SaleJul 11, 2003 · Amount on File
Deed Book / Page457 / 280
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 382 Mutual Dr was $4,691, up 10.5% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,691.00 (+10.48%)$1,012,000 (+2,948.19%) Land $287,500 Building $724,500$1,412,500 Land $433,100 Building $979,400
2024$4,246.00$33,200
2022$3,988.00$33,200$880,000 Land $250,000 Building $630,000
2020$880,000 Land $250,000 Building $630,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 382 Mutual Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 210 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies314 units insured
incl. 104 condo units
Nearby Flood Claims91 (1979–2023)
Claims Outside the SFHA7 of 91
Most Recent ClaimDec 2023 · tidal / storm surge
Claims by Event
  • Hurricane Irma, Sep 2017 · 15 claims
  • Hurricane Matthew, Oct 2016 · 12 claims
  • Hurricane Hugo, Sep 1989 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 382 Mutual Dr is high, ranking above 73% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 93% of South Carolina
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Mutual Dr

Nearby Streets

Search Property Records by Address or Parcel Number