Charleston County property record for 366 Mutual Dr, Charleston, SC 29414
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,300 sqft · built 2007 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $825,000 (Apr 2017) |
| Tax Bill | $4,729 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 310-10-00-074 |
| Primary APN | 310-10-00-074 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,300 sqft Living Area |
| Gross Area | 5,453 sqft |
| 1st Floor Area | 1,910 sqft |
| Upper Floors Area | 1,390 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Multi-Family |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 29,185 sqft (0.67 acres) |
| Terrain | High |
| Porch | Slab |
|---|---|
| Porch Area | 1,219 sqft |
| Deck Area | 152 sqft |
| Patio Area | 152 sqft |
| Boat Lift | Boat Lift |
| Heating System | Heat Pump |
|---|
| Street Address | 366 MUTUAL DR |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29414-4839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -SYLVANS SHORES DESCRIPTION -LOT 7 SECTION V |
| Legal Subdivision | SYLVANS SHORES |
| Legal Lot Number | 7 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | WEST ASHLEY |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 2801 |
366 Mutual Dr is owned and occupied by two individuals who bought it in April 2017.
Source: Charleston County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 366 MUTUAL DR, CHARLESTON, SC 29414-4839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2022 | Deed of Trust, Mortgage · Line of Credit SOUTH CAROLINA FCU |
| Dec 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| May 20, 2020 | Deed of Trust, Mortgage PNC BK |
| Apr 27, 2017 | Grant Deed, Transfer PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2017 · Amount on File |
| Deed Sale | Apr 27, 2017 · Amount on File |
| Deed Book / Page | 633 / 600 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 366 MUTUAL DR, CHARLESTON, SC 29414-4839 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Title Company | WEEKS & IRVINE LLC |
| Name | Verified Name |
|---|
| Document Number | 0011100915 |
|---|---|
| Date | May 20, 2022 |
| Book Page | 1110/915 |
| Name | SOUTH CAROLINA FCU |
|---|---|
| Type | Credit Union |
| Address | NORTH CHARLESTON, SC 29419 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 25, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 366 MUTUAL DR, CHARLESTON, SC 29414-4839 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2022 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0010610906 |
|---|---|
| Date | Dec 17, 2021 |
| Book Page | 1061/906 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 366 MUTUAL DR, CHARLESTON, SC 29414-4839 |
| Document Number | 0891/0187 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 366 MUTUAL DR CHARLESTON SC 294144839, CHARLESTON, SC 29414-4839 |
| Document Number | 0891/0187 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 000891/000187 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jun 17, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Apr 27, 2017 |
| Property Address | 366 MUTUAL DR, CHARLESTON, SC 29414-4839 |
| Document Number | 0633/0600 |
| Book / Page | 000633 / 000600 |
| Instrument Date | Jan 25, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 366 MUTUAL DR CHARLESTON SC 294144839, CHARLESTON, SC 29414-4839 |
| Document Number | 633/0601 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 000633/000601 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 26, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Number | 633/0603, |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 000633/000603 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Apr 26, 2044 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 366 Mutual Dr was $4,729, up 10.5% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,729.00 (+10.46%) | $1,020,165 (+2,947.09%) Land $217,422 Building $802,743 | $1,234,600 Land $278,900 Building $955,700 |
| 2024 | $4,281.00 | $33,480 | |
| 2022 | $3,880.00 | $32,280 | $857,100 Land $189,000 Building $668,100 |
| 2020 | $887,100 Land $189,000 Building $698,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 366 Mutual Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 210 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 314 units insured incl. 104 condo units |
| Nearby Flood Claims | 91 (1979–2023) |
| Claims Outside the SFHA | 7 of 91 |
| Most Recent Claim | Dec 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 366 Mutual Dr is high, ranking above 83% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 98.1% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures