382 E 400 S, Warsaw, IN 46580 Property Records

Kosciusko County property record for 382 E 400 S, Warsaw, IN 46580

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,378 sqft · built 1973
Lot Size	9.58 acres (417,305 sqft)
Owner	Individual Name on File
Last Sale	$135,100 (Oct 1999)
Tax Bill	$5,180 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-726009-37`

Property Details

APN / Parcel Number

Primary APN	`003-726009-37`
Alternative APNs	`43-11-33-300-263.000-031` `00000005197` `0372600937`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,378 sqft Living Area
1st Floor Area	2,378 sqft
Attic	Attic
Attic Area	1,470 sqft
Basement Area	1,142 sqft
Finished Basement	638 sqft
Unfinished Basement	504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1986
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	417,305 sqft (9.58 acres)
Garage Type	Mixed
Garage Area	1,932 sqft
Parking Spaces	13 Parking Spaces
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000005197
Street Address	382 E 400 S
City	WARSAW
State	IN
Zip	46580-6049
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	3-167-3.B PT MDL PT S 1/2 S 1/2 33-32-6 9.58A PER CALC
Legal Range	6
Legal Township	32
Legal Section	33
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3032
Census Tract	962300

Owner

382 E 400 S, a rural home, is owned and occupied by an individual who bought it in October 1999.

Source: Kosciusko County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	382 E 400 S, WARSAW, IN 46580-6049
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2020	Deed of Trust, Mortgage · Line of Credit 1ST SOURCE BANK
Aug 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage 1ST SOURCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 1999 · Amount on File
Deed Sale	Oct 7, 1999 · Amount on File
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	382 E 400 S, WARSAW, IN 46580-6049
Transaction Type	Mortgage
Record Updated	Mar 5, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020021101
Date	Feb 21, 2020
Instrument	2020021101

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	WARSAW, IN 46580

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	144 Months
Due	Feb 22, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	382 E 400 S, WARSAW, IN 46580-6049
Transaction Type	Mortgage
Record Updated	Sep 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019080874
Date	Aug 22, 2019
Instrument	2019080874

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	SOUTH BEND, IN 46601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 382 E 400 S was $5,180 with a homeowner's exemption, down 1.4% from the year before.

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Wayne Township
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,180.00 (-1.35%) Homeowner's exemption	$577,100 (+9.11%) Land $60,100 Building $517,000	$577,100 (+9.11%) Land $60,100 Building $517,000
2024	$5,251.00 (+10.36%) Homeowner's exemption	$528,900 (+9.59%) Land $47,700 Building $481,200	$528,900 (+9.59%) Land $47,700 Building $481,200
2023	$4,758.00 (-8.39%)	$482,600 (-1.15%) Land $43,800 Building $438,800	$482,600 (-1.15%) Land $43,800 Building $438,800
2022	$5,194.00	$488,200 Land $41,000 Building $447,200	$488,200 Land $41,000 Building $447,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 382 E 400 S in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2015–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 382 E 400 S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kosciusko Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

Nearby Properties on E 400 S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures