808 E 400 S, Warsaw, IN 46580 Property Records

Kosciusko County property record for 808 E 400 S, Warsaw, IN 46580

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,288 sqft · built 1986
Lot Size	7.42 acres (323,215 sqft)
Owner	Individual Name on File
Tax Bill	$1,111 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-723003-52`

Property Details

APN / Parcel Number

Primary APN	`003-723003-52`
Alternative APNs	`43-11-33-200-114.000-031` `00000004260` `0372300352`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Mobile Home
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	323,215 sqft (7.42 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	240 sqft
Lean-To	160 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	00000004260
Street Address	808 E 400 S
City	WARSAW
State	IN
Zip	46580-8227
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RESID
Legal Description	3-168-2.AB PT E 1/2 SE 33-32-6 7.42A
Legal Range	6
Legal Township	32
Legal Section	33
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3032
Census Tract	962300

Owner

808 E 400 S, a mobile home, is owned and occupied by an individual who acquired it in November 2017.

Source: Kosciusko County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	808 E 400 S, WARSAW, IN 46580-8227
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Nov 1, 2022	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Oct 9, 2018	Deed of Trust, Mortgage MUTUAL BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 3, 2017
Transfer Doc	0000110150
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	808 E 400 S, WARSAW, IN 46580-8227
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023100772
Date	Oct 19, 2023
Instrument	2023100772

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 9, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	808 E 400 S, WARSAW, IN 46580-8227
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022110005
Date	Nov 1, 2022
Instrument	2022110005

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Oct 18, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	808 E 400 S, WARSAW, IN 46580-8227
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018100522
Date	Oct 9, 2018
Instrument	2018100522

Lender

Name	MUTUAL BANK FSB
Type	Bank
Address	WARSAW, IN 46580

Agreement

Amount	Amount on Record
Term	58 Months
Due	Aug 23, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 808 E 400 S was $1,111 with a homeowner's exemption, up 29.9% from the year before.

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Wayne Township
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,111.00 (+29.94%) Homeowner's exemption	$203,400 (+19.37%) Land $72,500 Building $130,900	$203,400 (+19.37%) Land $72,500 Building $130,900
2024	$855.00 (-3.5%) Homeowner's exemption	$170,400 (+7.3%) Land $49,600 Building $120,800	$170,400 (+7.3%) Land $49,600 Building $120,800
2023	$886.00 (+11.59%)	$158,800 (+11.36%) Land $49,600 Building $109,200	$158,800 (+11.36%) Land $49,600 Building $109,200
2022	$794.00	$142,600 Land $49,600 Building $93,000	$142,600 Land $49,600 Building $93,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 808 E 400 S in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2015–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 808 E 400 S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kosciusko Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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