3807 Ryegrass St, Clermont, FL 34714 Property Records

Lake County property record for 3807 Ryegrass St, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,324 sqft · built 2011
Lot Size	0.179 acres (7,837 sqft)
Owner	Individual Name on Record
Last Sale	$329,900 (Dec 2020)
Tax Bill	$3,682 (2024)
Deeds & Mortgages	Oct 2018 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-24-26-0101-000-01300`

Property Details

APN / Parcel Number

Primary APN	`14-24-26-0101-000-01300`
Alternative APN	`3862295`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,324 sqft Living Area
1st Floor Area	1,032 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	7,837 sqft (0.179 acres)
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3862295
Street Address	3807 RYEGRASS ST
City	CLERMONT
State	FL
Zip	34714-4894
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAWGRASS BAY PHASE 1B PB 61 PG 38-41 LOT 13 ORB 5592 PG 348
Legal Range	26E
Legal Township	24S
Legal Section	14
Legal Subdivision	SAWGRASS BAY
Legal Phase	1B
Legal Tract	A-D
Legal Lot Number	13
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2042
Census Tract	31314

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3807 RYEGRASS ST, CLERMONT, FL 34714-4894
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2018	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Sep 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Dec 1, 2020	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2020 · Amount on Record
Deed Sale	Dec 1, 2020 · Amount on Record
Prior Sale	Mar 13, 2012 · Amount on Record
Deed Document Number	2020134834
Deed Book / Page	5592 / 348
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3807 RYEGRASS ST, CLERMONT, FL 34714-4894
Transaction Type	Mortgage
Record Updated	Jan 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051840462
Date	Oct 15, 2018
Book Page	5184/0462
Instrument	2018120730

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3807 RYEGRASS ST, CLERMONT, FL 34714-4894
Transaction Type	Mortgage
Record Updated	Jan 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053460733
Date	Sep 24, 2019
Book Page	5346/0733
Instrument	2019107534

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 1, 2020
Property Address	3807 RYEGRASS ST, CLERMONT, FL 34714-4894
Document Number	0055920348
Book / Page	5592 / 348
Map Reference	MB 61 PG 38-41
Instrument Date	Nov 4, 2020
Instrument	2020134834
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,309.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3807 RYEGRASS ST, 3807, CLERMONT, FL 34714-4894

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3807 RYEGRASS ST, CLERMONT, FL 34714-4894

Mortgage

Document Number	0005592350
Date	Dec 1, 2020
Instrument	5592/350

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$196,610 (+5.98%) Land $100,000 Building $96,610	$340,671 (-7.19%) Land $100,000 Building $240,671
2024	$3,682.00 (+8.04%)
2023	$3,408.00 (+7.95%) Homeowner's exemption	$185,510 (+3%)	$367,058 (+24.9%) Land $100,000 Building $267,058
2022	$3,157.00 Homeowner's exemption	$180,110	$293,873 Land $43,000 Building $250,873

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 83 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

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