Lake County property record for 3819 Harvard Dr, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 965 sqft · built 1957 |
| Lot Size | 0.209 acres (9,121 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $3,617 (2023) |
| Deeds & Mortgages | Oct 2022 Line of Credit May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-B-033-D-00-001-0 |
| Primary APN | 27-B-033-D-00-001-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 965 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Game Room | Game Room |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,121 sqft (0.209 acres) |
| Lot Dimensions | 152 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 24 sqft |
| Patio Area | 220 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 70 |
|---|---|
| Street Address | 3819 HARVARD DR |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-6329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Description | LOT 9 CARD TRACT |
| Legal Subdivision | THE HARVARD LAND COMPANY SUBDIVISION |
| Legal Lot Number | 45 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 201500 |
The current owner of 3819 Harvard Dr acquired it in August 2010.
Source: Lake County records, as of April 25, 2024
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 3819 HARVARD DR, WILLOUGHBY, OH 44094-6329 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| May 24, 2019 | Deed of Trust, Mortgage · Line of Credit DOLLAR BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Mar 13, 2007 |
| Last Transfer Date | Aug 10, 2010 |
| Transfer Doc | 0000017512 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 3819 HARVARD DR, WILLOUGHBY, OH 44094-6329 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | ATI |
| Name | Verified Name |
|---|---|
| Address | 3819 HARVARD DR, WILLOUGHBY, OH 44094-6329 |
| Document Number | 0000028828 |
|---|---|
| Date | Oct 25, 2022 |
| Instrument | 2022R028828 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 3819 HARVARD DR, WILLOUGHBY, OH 44094-6329 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011663 |
|---|---|
| Date | May 24, 2019 |
| Instrument | 2019R011663 |
| Name | DOLLAR BANK FSB |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,617.00 (-3.73%) Homeowner's exemption | $38,210 (-) Land $14,220 Building $23,990 | |
| 2022 | $3,757.00 | $38,210 Land $14,220 Building $23,990 | |
| 2021 | $109,180 Land $40,640 Building $68,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3819 Harvard Dr in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 15 (1989–2014) |
| Most Recent Claim | Jan 2014 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3819 Harvard Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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