3814 Harvard Dr, Willoughby, OH 44094 Property Records

Lake County property record for 3814 Harvard Dr, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,104 sqft · built 1957
Lot Size0.206 acres (8,999 sqft)
OwnerIndividual Name on Record
Tax Bill$4,453 (2023)
Deeds & MortgagesSep 2018 Line of Credit
Jul 2018 Transfer
Flood ZoneZone X (minimal risk)
APN27-B-033-C-00-017-0

Property Details

APN / Parcel Number

Primary APN27-B-033-C-00-017-0
Alternative APN
  • 58

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,104 sqft Living Area
1st Floor Area960 sqft
Game RoomGame Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area8,999 sqft (0.206 acres)
Lot Dimensions120 ft deep x 75 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Patio Area324 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account Number58
Street Address3814 HARVARD DR
CityWILLOUGHBY
StateOH
Zip44094-6330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-60
Legal DescriptionLOT 9 CARD TRACT
Legal SubdivisionTHE HARVARD LAND COMPANY SUBDIVISION
Legal Lot Number57
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group1
Census Block1024
Census Tract201500

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3814 HARVARD DR, WILLOUGHBY, OH 44094-6330
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2018Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jul 30, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Prior SaleNov 17, 2004 · Amount on Record
Last Transfer DateJul 30, 2018
Transfer Doc0000019061
Record UpdatedJun 7, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address3814 HARVARD DR, WILLOUGHBY, OH 44094-6330
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024107
DateSep 24, 2018
Instrument2018R024107
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueSep 4, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE OH
Recording DateJul 30, 2018
Property Address3814 HARVARD DR, WILLOUGHBY, OH 44094-6330
Document Number0000019061
Instrument DateJul 27, 2018
Instrument19061
Transaction TypeTransfer
Record UpdatedAug 7, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3814 HARVARD DR WILLOUGHBY OH 440946330, WILLOUGHBY, OH 44094-6330

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,453.00 (+53.5%) Homeowner's exemption$47,040 (-) Land $13,290 Building $33,750
2022$2,901.00 Homeowner's exemption$47,040 Land $13,290 Building $33,750
2021$134,400 Land $37,970 Building $96,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims15 (1989–2014)
Most Recent ClaimJan 2014 · river or lake flooding
Claims by Event
  • Severe Storms, Straight Line Winds, And Flooding, Jul 2006 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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