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38185 Highgate Bluff Ln, Willoughby, OH 44094 Property Records

Lake County property record for 38185 Highgate Bluff Ln, Willoughby, OH 44094 · Last verified May 2024

Property Summary

Property TypeResidential Vacant Land
Lot Size0.297 acres (12,959 sqft)
OwnerIndividual Name on File
Last Sale$40,000 (Mar 2019)
Tax Bill$1,049 (2023)
Deeds & MortgagesMar 2019 Sale
Jun 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN27-B-041-C-00-016-0

Property Details

APN / Parcel Number

Primary APN27-B-041-C-00-016-0

Exterior

Lot Area12,959 sqft (0.297 acres)

Location & Zoning

Street Address38185 HIGHGATE BLUFF LN
CityWILLOUGHBY
StateOH
Zip44094-7735
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionLOT 113
Legal SubdivisionHIGHGATE BLUFF SUBDIVISION
Legal Lot Number16
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group1
Census Block1009
Census Tract201500

Owner

Source: Lake County records · APN 27-B-041-C-00-016-0

Assessment roll updated August 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address38175 HIGH BLUFF LN, WILLOUGHBY, OH 44094
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2019Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY
Jun 21, 2018Loan Modification, Mortgage · Line of Credit
ERIEBANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 19, 2019 · Amount on Record
Deed SaleMar 19, 2019 · Amount on Record
Deed Document Number442484
Record UpdatedJun 07, 2026

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE OH
Recording DateMar 19, 2019
Property Address38185 HIGHGATE BLUFF LN, WILLOUGHBY, OH 44094-7735
Document Number0000005586
Instrument DateMar 18, 2019
Instrument5586
Transaction TypeTransfer
Record UpdatedApr 09, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$160.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38175 HIGHGATE BLUFF LN WILLOUGHBY OH 440947735, WILLOUGHBY, OH 44094-7735

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAKE OH
Property Address38185 HIGHGATE BLUFF LN, WILLOUGHBY, OH 44094-7735
Document Number0000018158
Instrument DateJun 21, 2018
Transaction TypeMortgage
Record UpdatedJul 26, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7325 HIGHBLUFF CT PAINESVILLE OH 440778985, PAINESVILLE, OH 44077-8985

Mortgage

Document Number0000018158
DateJul 20, 2018
Instrument18158
Lender
NameERIEBANK
TypeBank
AddressMENTOR, OH 44060
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated August 1, 2023 · Last verified May 2024

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2023$1,049.00 (+52.25%) Homeowner's exemption$11,080 (-) Land $11,080
2022$689.00$11,080 Land $11,080
2021$31,650 Land $31,650

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (39085C), updated December 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390852015001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Nearby Flood Policies17 in force
Nearby Flood Claims15 (1989–2014)
Most Recent ClaimJan 2014, river or lake flooding
Claims By Storm
  • Severe Storms, Straight Line Winds, And Flooding, Jul 2006 · 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 133 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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