Winnebago County property record for 3818 Swordfish Dr, Cherry Valley, IL 61016
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,104 sqft · built 1990 |
| Lot Size | 0.312 acres (13,577 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,192 (2025) |
| Deeds & Mortgages | Jan 2024 Transfer Apr 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 253D178 |
| Primary APN | 253D178 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,104 sqft Living Area |
| 1st Floor Area | 1,552 sqft |
| Basement Area | 1,552 sqft |
| Finished Basement | 1,552 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 13,577 sqft (0.312 acres) |
| Garage Area | 912 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 253D178 |
|---|---|
| Street Address | 3818 SWORDFISH DR |
| City | CHERRY VALLEY |
| State | IL |
| Zip | 61016-9645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - SINGL |
| Legal Description | PLAT OF EAST VALLEY SUBDIVISION BNG SUB PT SE1/4 SEC 1 & PT NE1/4 SEC 12-43-2 LOT 078 |
| Legal Range | 2 |
| Legal Township | 43 |
| Legal Section | 12 |
| Legal Subdivision | EAST VALLEY SUB BNG SUB |
| Legal Lot Number | 078 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | CHERRY VALLEY |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 3705 |
3818 Swordfish Dr is owned and occupied by two individuals who acquired it in January 2024.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3818 SWORDFISH DR, CHERRY VALLEY, IL 61016-9645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2024 | Intrafamily Transfer, Transfer |
| Apr 11, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 27, 2024 |
| Transfer Doc | 0000002077 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jan 29, 2024 |
| Property Address | 3818 SWORDFISH DR, CHERRY VALLEY, IL 61016-9645 |
| Document Number | 0000002077 |
| Map Reference | BK36 PG119 119A |
| Instrument Date | Jan 27, 2024 |
| Instrument | 2402077 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3818 SWORDFISH DR, CHERRY VALLEY, IL 61016-9645 |
| Name | Verified Name |
|---|---|
| Address | 3818 SWORDFISH DR, CHERRY VALLEY, IL 61016-9645 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Apr 11, 2017 |
| Property Address | 3818 SWORDFISH DR, CHERRY VALLEY, IL 61016-9645 |
| Document Number | 0001010902 |
| Instrument Date | Apr 7, 2017 |
| Instrument | 1010902 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 3818 SWORDFISH DR CHERRY VALLEY IL 610169645, CHERRY VALLEY, IL 61016-9645 |
The 2025 property tax bill for 3818 Swordfish Dr was $5,192.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Cherry Valley Village |
| County | Winnebago County |
| County Subdivision | Cherry Valley Township |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,192.00 | $72,214 Land $11,484 Building $60,730 | $216,642 Land $34,452 Building $182,190 |
| 2022 | Homeowner's exemption | $54,251 Land $10,678 Building $43,573 | $162,753 Land $32,034 Building $130,719 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3818 Swordfish Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1994–2007) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3818 Swordfish Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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