3748 Swordfish Dr, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 3748 Swordfish Dr, Cherry Valley, IL 61016

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 4,152 sqft · built 1986
Lot Size0.292 acres (12,704 sqft)
Owner2 Individual Names on Record
Last Sale$117,300 (Jan 1997)
Tax Bill$5,296 (2025)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN253D173

Property Details

APN / Parcel Number

Primary APN253D173
Alternative APN
  • 1601478003

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area4,152 sqft Living Area
1st Floor Area1,384 sqft
Basement Area664 sqft
Finished Basement664 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Construction TypeFrame
Roof MaterialAsphalt
Lot Area12,704 sqft (0.292 acres)
Garage Area576 sqft
DrivewayDriveway
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number253D173
Street Address3748 SWORDFISH DR
CityCHERRY VALLEY
StateIL
Zip61016-9651
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - SINGL
Legal DescriptionPLAT OF EAST VALLEY SUBDIVISION BNG SUB PT SE1/4 SEC 1 & PT NE1/4 SEC 12-43-2 LOT 073
Legal Range2
Legal Township43
Legal Section12
Legal SubdivisionEAST VALLEY SUB BNG SUB
Legal Lot Number073
JurisdictionWINNEBAGO IL
Township / Civil DivisionCHERRY VALLEY
Census Block Group2
Census Block2016
Census Tract3705

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3748 SWORDFISH DR, CHERRY VALLEY, IL 61016-9651
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 30, 1997 · Amount on Record
Deed SaleJan 30, 1997 · Amount on Record
Deed Document Number19979644
Record UpdatedSep 20, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address3748 SWORDFISH DR, CHERRY VALLEY, IL 61016-9651
Document Number0001029707
Instrument DateSep 6, 2017
Transaction TypeMortgage
Record UpdatedOct 5, 2017
Title CompanyMAGNUS TITLE AGENCY, MTA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3748 SWORDFISH DR CHERRY VALLEY IL 610169651, CHERRY VALLEY, IL 61016-9651

Mortgage

Document Number0001029707
DateSep 20, 2017
Instrument1029707
Lender
NameSTILLMAN BANCORP
TypeMortgage Company
AddressSTILLMAN VALLEY, IL 61084
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 19, 2032

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityCherry Valley Village
CountyWinnebago County
County SubdivisionCherry Valley Township
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,296.00$79,665 (+36.68%) Land $11,484 Building $68,181$238,995 (+36.68%) Land $34,452 Building $204,543
2022Homeowner's exemption$58,284 Land $10,678 Building $47,606$174,852 Land $32,034 Building $142,818

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1994–2007)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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