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3818 Spirited Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3818 Spirited Cir, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2010
Square Footage1,859 sqft Heated Area
Lot Size7,536 sqft (0.173 acres)
OccupancyOwner Occupied
Last Sale$391,000 (2023)
Tax Bill$5,769.00 (2025)

Property Details

APN / Parcel Number

Primary APN139268
Alternative APN
  • 342630005600011050

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,859 sqft Heated Area
Gross Area2,367 sqft Gross Area
1st Floor1,859 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2010
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,536 sqft (0.173 acres)
Depth X Width116 ft x 65 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area438 sqft Garage
Patio Area240 sqft Patio
PorchOpen Porch
Porch Area70 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number139268
Street Address3818 SPIRITED CIR
CitySAINT CLOUD
StateFL
Zip34772-8241
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionESPRIT PHASE 1 PB 18 PG 92-100 LOT 105
Legal Range30E
Legal Township26S
Legal Section34
Legal SubdivisionESPRIT
Legal Phase1
Legal Tract56
Legal Block1
Legal Lot Number105
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2012
Census Tract43207

Owner

Source: Osceola County records · APN 139268

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3818 SPIRITED CIR, SAINT CLOUD, FL 34772-8241
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2023Warranty Deed, Transfer · Conventional Mortgage
A&D MORTGAGE LLC
Jun 28, 2023Warranty Deed, Transfer · Commercial Mortgage
IFP FUND I LLC
Jun 23, 2023Warranty Deed, Transfer
GIANNELL TITLE LLC
Nov 30, 2018Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Aug 12, 2019Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Nov 19, 2018Warranty Deed, Transfer · Conventional Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 15, 2023 · Amount on Record
Deed SaleNov 15, 2023 · Amount on Record
Prior SaleJun 28, 2023 · Amount on Record
Deed Doc Number2023150707
Deed Book / Page6505 / 2599
Record RefreshedJun 08, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 15, 2023
Property Address3818 SPIRITED CIR, SAINT CLOUD, FL 34772-8241
Document Number0065052599
Book / Page6505 / 2599
Map ReferenceMB 18 PG 92-100
Instrument DateNov 13, 2023
Instrument2023150707
Transaction TypeTransfer
Record UpdatedDec 06, 2023
Title CompanyFLORIDA SELECT TITLE LLC, FLORIDA FIDELITY T&E LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,737.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7741 N MILITARY TRL STE 1, 1, WEST PALM BEACH, FL 33410-7431

Transferred To (Grantee/Buyer)

NameVerified Name
Address3818 SPIRITED CIR, SAINT CLOUD, FL 34772-8241

Mortgage

Document Number0065052601
DateNov 15, 2023
Instrument6505/2601
Lender
NameA&D MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 28, 2023
Property Address3818 SPIRITED CIR, SAINT CLOUD, FL 34772-8241
Document Number0064312607
Book / Page6431 / 2607
Map ReferenceMB 18 PG 92-100
Instrument DateJun 16, 2023
Instrument2023083260
Transaction TypeTransfer
Record UpdatedJul 17, 2023
Title CompanyGIANNELL TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1855 GRIFFIN RD # RDB428, RDB428, DANIA BEACH, FL 33004-2200

Transferred To (Grantee/Buyer)

NameVerified Name
Address7741 N MILITARY TRL, WEST PALM BEACH, FL 33410-7431
InvestorPossibly a Property Investor

Mortgage

Document Number0064312609
DateJun 28, 2023
Book Page6431/2609
Instrument2023083261
Lender
NameIFP FUND I LLC
TypeNon-Lending Institution
AddressPHILADELPHIA, PA 19123
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 23, 2023
Property Address3818 SPIRITED CIR, SAINT CLOUD, FL 34772-8241
Document Number0064291956
Book / Page6429 / 1956
Map ReferenceMB 20 PG 79-85
Instrument DateJun 16, 2023
Instrument2023081270
Transaction TypeTransfer
Record UpdatedJul 11, 2023
Title CompanyGIANNELL TITLE LLC

Transaction

AmountAmount Recorded
Tax$6,300.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address511 ENGRAM ST, MONTEZUMA, GA 31063-1313

Transferred To (Grantee/Buyer)

NameVerified Name
Address1855 GRIFFIN RD, DANIA, FL 33004-2200
InvestorPossibly a Property Investor

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3818 SPIRITED CIR, SAINT CLOUD, FL 34772-8241
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054402333
DateNov 30, 2018
Book Page5440/2333
Instrument2018175589
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2048

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 12, 2019
Property Address3818 SPIRITED CIR, SAINT CLOUD, FL 34772-8241
Document Number0055720832
Book / Page005572 / 000832
Instrument DateAug 09, 2019
Instrument104015
Transaction TypeTransfer
Record UpdatedAug 27, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
Tax$1,748.25
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address511 ENGRAM ST MONTEZUMA GA 310631313, MONTEZUMA, GA 31063-1313

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 19, 2018
Property Address3818 SPIRITED CIR, SAINT CLOUD, FL 34772-8241
Document Number0054351155
Book / Page5435 / 1155
Map ReferenceMB18 PG92-100
Instrument DateNov 19, 2018
Instrument2018170233
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,749.30
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1031 BUCKSAW PL, 1031, LONGWOOD, FL 32750-3077

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address3818 SPIRITED CIR, SAINT CLOUD, FL 34772-8241

Mortgage

Document Number2018170234
DateNov 19, 2018
Instrument2018170234
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,769.00 (+16.71%)$322,100 (+0.28%) Land $75,000 Building $247,100$322,100 (+0.28%) Land $75,000 Building $247,100
2023$4,943.00 (+12.01%)$321,200 (+16.08%) Land $60,000 Building $261,200$321,200 (+16.08%) Land $60,000 Building $261,200
2022$4,413.00$276,700 Land $55,000 Building $221,700$276,700 Land $55,000 Building $221,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskModerate
above 66% of the US · above 43% of Florida
Wildfire LikelihoodAbout 1 in 368 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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