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3812 Spirited Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3812 Spirited Cir, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,938 sqft · built 2006
Lot Size0.222 acres (9,670 sqft)
OwnerCompany Name on Record
Last Sale$240,000 (Dec 2018)
Tax Bill$5,540 (2025)
Deeds & MortgagesDec 2018 Sale
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN34-26-30-0056-0001-1080

Property Details

APN / Parcel Number

Primary APN34-26-30-0056-0001-1080
Alternative APNs
  • 263034005600011080
  • 139271

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,938 sqft Living Area
Gross Area2,450 sqft
1st Floor Area1,938 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,670 sqft (0.222 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area92 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3812 SPIRITED CIR
CitySAINT CLOUD
StateFL
Zip34772-8241
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPUD
Legal DescriptionESPRIT PHASE 1 PB 18 PG 92-100 LOT 108
Legal Range30E
Legal Township26S
Legal Section34
Legal SubdivisionESPRIT PH 1
Legal Phase1
Legal Tract56
Legal Block1080
Legal Lot Number108
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2012
Census Tract43207

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing AddressINVITATION HOMES C/O RYAN LLC, SCOTTSDALE, AZ 85261
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Mar 29, 2017Warranty Deed, Transfer
BRANCH BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 13, 2018 · Amount on Record
Deed SaleDec 13, 2018 · Amount on Record
Prior SaleMar 29, 2017 · Amount on Record
Deed Document Number2018182439
Deed Book / Page5448 / 2560
Prior Transfer DateMar 23, 2017
Prior Transfer Doc0051240589
Record UpdatedJun 8, 2026

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 13, 2018
Property Address3812 SPIRITED CIR, SAINT CLOUD, FL 34772-8241
Document Number0054482560
Book / Page005448 / 002560
Instrument DateNov 16, 2018
Instrument182439
Transaction TypeTransfer
Record UpdatedJan 2, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,680.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657
InvestorPossibly a Property Investor

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 29, 2017
Property Address3812 SPIRITED CIR, SAINT CLOUD, FL 34772-8241
Document Number0051240589
Book / Page005124 / 000589
Instrument DateMar 23, 2017
Instrument48415
Transaction TypeTransfer
Record UpdatedMay 17, 2017
Title CompanyBRIDGETRUST TITLE GROUP, BRIDGETRUST TITLE GRP

Transaction

AmountAmount Recorded
Tax$366.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3812 SPIRITED CIR ST CLOUD FL 347728241, ST CLOUD, FL 34772-8241

Mortgage

Document Number51240591
DateMar 29, 2017
Book Page005124/000591
Instrument48416
Lender
NameBRANCH BK&TR
TypeBank
AddressWILSON, NC 27893
Agreement
AmountAmount Recorded
Term360 Months
DueMar 28, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,540.00 (+7.82%)$320,700 (+0.22%) Land $75,000 Building $245,700$320,700 (+0.22%) Land $75,000 Building $245,700
2024$5,138.00 (+4.6%)
2023$4,912.00 (+11.99%)$320,000 (+16.07%) Land $60,000 Building $260,000$320,000 (+16.07%) Land $60,000 Building $260,000
2022$4,386.00$275,700 Land $55,000 Building $220,700$275,700 Land $55,000 Building $220,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 66 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 43% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: CenturyLink, Xfinity.

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