3818 Joti Ave, Huron, OH 44839 Property Records

Erie County property record for 3818 Joti Ave, Huron, OH 44839

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,064 sqft · built 1970
Lot Size	0.337 acres (14,675 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Apr 2023)
Tax Bill	$3,290 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Apr 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`39-00104-000`

Property Details

APN / Parcel Number

Primary APN	`39-00104-000`
Alternative APN	`004678-1`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,064 sqft Living Area
1st Floor Area	1,368 sqft
Basement Area	696 sqft
Finished Basement	696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2010
Architectural Style	Tri-Level
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	14,675 sqft (0.337 acres)
Lot Dimensions	137 ft deep x 25 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	35 sqft
Patio Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	004678-1
Street Address	3818 JOTI AVE
City	HURON
State	OH
Zip	44839-2139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9 FITZGERALD SUB 1
Legal Subdivision	FITZGERALD SUBDIVISION NO 1
Legal Lot Number	9
Jurisdiction	ERIE OH
Township / Civil Division	HURON
Census Block Group	1
Census Block	1012
Census Tract	40400

Owner

Source: Erie County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3818 JOTI AVE, HURON, OH 44839-2139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 24, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 18, 2019	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Oct 25, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2023 · Amount on Record
Deed Sale	Apr 24, 2023 · Amount on Record
Prior Sale	Sep 23, 2022 · Amount on Record
Deed Document Number	20232786
Prior Transfer Date	Sep 19, 2018
Prior Transfer Doc	0000008864
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	3818 JOTI AVE, HURON, OH 44839-2139
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000477
Date	Jan 23, 2024
Instrument	202400477

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	Apr 24, 2023
Property Address	3818 JOTI AVE, HURON, OH 44839-2139
Document Number	0000002786
Map Reference	VOL 20 PG 10
Instrument Date	Apr 21, 2023
Instrument	202302786
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	HARTUNG TITLE ORDER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3818 JOTI AVE, HURON, OH 44839-2139

Mortgage

Document Number	0000002787
Date	Apr 24, 2023
Instrument	202302787

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	3818 JOTI AVE, HURON, OH 44839-2139
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010554
Date	Dec 18, 2019
Instrument	201910554

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ERIE OH
Recording Date	Oct 25, 2019
Property Address	3818 JOTI AVE, HURON, OH 44839-2139
Document Number	0000008864
Instrument Date	Sep 19, 2019
Instrument	8864
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3818 JOTI AVE HURON OH 448392139, HURON, OH 44839-2139

Tax Assessment & Valuation

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
County Subdivision	Huron Township
Unified School District	Huron City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,290.00 (-4.08%)	$94,038 (-) Land $15,729 Building $78,309
2024	$3,430.00 (+10.32%)	$94,038 (+25.4%) Land $15,729 Building $78,309	$268,680 (+25.4%) Land $44,940 Building $223,740
2023	$3,109.00 (+50.41%)	$74,991 (+48.19%) Land $13,825 Building $61,166
2022	$2,067.00 Homeowner's exemption	$50,606 Land $13,825 Building $36,781
2021			$214,260 Land $39,500 Building $174,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jun 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERIE CO MARGARETTA DISTRICT serves 5,131 people · EPA ID OH2200203
Water Source	Purchased surface water from SANDUSKY CITY
Last State Inspection	Mar 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Omni Fiber Fiber	10,000 / 10,000
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Watch TV.

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