3813 Joti Ave, Huron, OH 44839 Property Records

Erie County property record for 3813 Joti Ave, Huron, OH 44839

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,929 sqft · built 1974
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Oct 2025)
Tax Bill	$3,368 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`39-00124-000`

Property Details

APN / Parcel Number

Primary APN	`39-00124-000`
Alternative APN	`002556-8`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,929 sqft Living Area
Gross Area	3,138 sqft
1st Floor Area	1,568 sqft
Upper Floors Area	1,152 sqft
Attic	Attic
Attic Area	418 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	528 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	18 sqft
Patio Area	220 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	002556-8
Street Address	3813 JOTI AVE
City	HURON
State	OH
Zip	44839-2140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11 FITZGERALD SUB 1
Legal Subdivision	FITZGERALD SUBDIVISION #1
Legal Lot Number	11
Jurisdiction	ERIE OH
Township / Civil Division	HURON
Census Block Group	1
Census Block	1014
Census Tract	40400

Owner

Source: Erie County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3813 JOTI AVE, HURON, OH 44839-2140
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 13, 2021	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Oct 22, 2025	Warranty Deed, Transfer · FHA Mortgage NFM LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2025 · Amount on Record
Deed Sale	Oct 22, 2025 · Amount on Record
Prior Sale	Apr 30, 2014 · Amount on Record
Deed Document Number	20258369
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Recording Date	Jul 2, 2026
Property Address	3813 JOTI AVE, HURON, OH 44839-2140
Document Number	0000005472
Instrument Date	Jun 26, 2026
Instrument	20265472
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	3813 JOTI AVE, HURON, OH 44839-2140
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005472,
Date	Jul 2, 2026
Instrument	20265472

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	3813 JOTI AVE, HURON, OH 44839-2140
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010352
Date	Sep 13, 2021
Instrument	202110352

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	Oct 22, 2025
Property Address	3813 JOTI AVE, HURON, OH 44839-2140
Document Number	0000008369
Map Reference	VOL 20 PG 10
Instrument Date	Oct 21, 2025
Instrument	202508369
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	NEWMAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3813 JOTI AVE, HURON, OH 44839-2140
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008370
Date	Oct 22, 2025
Instrument	202508370

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
County Subdivision	Huron Township
Unified School District	Huron City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,368.00 (-4.29%)	$101,118 (-) Land $15,925 Building $85,193
2024	$3,519.00 (+34.47%) Homeowner's exemption	$101,118 (+56.32%) Land $15,925 Building $85,193	$288,910 (+56.32%) Land $45,500 Building $243,410
2023	$2,617.00 (-0.87%) Homeowner's exemption	$64,687 (-) Land $14,000 Building $50,687
2022	$2,640.00 Homeowner's exemption	$64,687 Land $14,000 Building $50,687
2021			$184,820 Land $40,000 Building $144,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jun 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERIE CO MARGARETTA DISTRICT serves 5,131 people · EPA ID OH2200203
Water Source	Purchased surface water from SANDUSKY CITY
Last State Inspection	Mar 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Omni Fiber Fiber	10,000 / 10,000
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Watch TV.

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