Madison County property record for 3818 Coker Rd, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,386 sqft · built 1974 |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,168 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Dec 2022 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071C-06D-004 |
| Primary APN | 071C-06D-004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,386 sqft Adjusted Area |
| 1st Floor Area | 1,218 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Deck Area | 220 sqft |
| Patio Area | 600 sqft |
| Boat House | 128 sqft |
| Cooling System | Central |
|---|
| Account Number | 3664 |
|---|---|
| Old Parcel Number | 071C-06D-004/00.00 |
| Street Address | 3818 COKER RD |
| City | MADISON |
| State | MS |
| Zip | 39110-7131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 41 LAKE LORMAN PART 2 |
| Legal Range | 01E |
| Legal Township | 07N |
| Legal Section | 06 |
| Legal Subdivision | LAKE LORMAN PT 2 |
| Legal Lot Number | 41 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 30302 |
3818 Coker Rd is owned and occupied by two individuals who acquired it in March 2017.
Source: Madison County records, as of December 1, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3818 COKER RD, MADISON, MS 39110-7131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2023 | Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK |
| Dec 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Oct 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Nov 15, 2021 | Deed of Trust, Mortgage · Construction Mortgage TRUSTMARK NATIONAL BANK |
| Nov 26, 2019 | Deed of Trust, Mortgage TRUSTMARK NAT'L BK |
| Feb 20, 2019 | Deed of Trust, Mortgage · Line of Credit TRUSTMARK NAT'L BK |
| Feb 23, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage TRUSTMARK NAT'L BK |
| Mar 13, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2017 |
| Deed Sale | Mar 13, 2017 |
| Deed Document Number | 0003454124 |
| Deed Book / Page | 3454 / 0124 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 3818 COKER RD, MADISON, MS 39110-7131 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3818 COKER RD, MADISON, MS 39110-7131 |
| Document Number | 004296/524 |
|---|---|
| Date | Jan 24, 2023 |
| Book Page | 4296/524 |
| Instrument | 975581 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Dec 16, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 3818 COKER RD, MADISON, MS 39110-7131 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3818 COKER RD, MADISON, MS 39110-7131 |
| Document Number | 004283/427 |
|---|---|
| Date | Dec 5, 2022 |
| Book Page | 4283/427 |
| Instrument | 973185 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.12% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 3818 COKER RD, MADISON, MS 39110-7131 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3818 COKER RD, MADISON, MS 39110-7131 |
| Document Number | 004268/917 |
|---|---|
| Date | Oct 14, 2022 |
| Book Page | 4268/917 |
| Instrument | 970631 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.12% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 3818 COKER RD, MADISON, MS 39110-7131 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3818 COKER RD, MADISON, MS 39110-7131 |
| Document Number | 004132/422 |
|---|---|
| Date | Nov 15, 2021 |
| Book Page | 4132/422 |
| Instrument | 944176 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39205 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Nov 1, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 3818 COKER RD, MADISON, MS 39110-7131 |
| Document Number | 0000880785 |
| Instrument Date | Nov 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3818 COKER RD MADISON MS 391107131, MADISON, MS 39110-7131 |
| Document Number | 0000880785 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 003793/000699 |
| Instrument | 880785 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39225 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Dec 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 3818 COKER RD, MADISON, MS 39110-7131 |
| Document Number | 0000860205 |
| Instrument Date | Feb 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2019 |
| Name | Verified Name |
|---|---|
| Address | 3818 COKER RD MADISON MS 391107131, MADISON, MS 39110-7131 |
| Document Number | 0000860205 |
|---|---|
| Date | Mar 14, 2019 |
| Book Page | 003699/000753 |
| Instrument | 860205 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39205-0291 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 13, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Feb 23, 2018 |
| Property Address | 3818 COKER RD, MADISON, MS 39110-7131 |
| Book / Page | 003573 / 000479 |
| Instrument Date | Feb 16, 2018 |
| Instrument | 833785 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 2, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3818 COKER RD MADISON MS 391107131, MADISON, MS 39110-7131 |
| Document Number | 0000833785 |
|---|---|
| Date | Feb 23, 2018 |
| Book Page | 003573/000479 |
| Instrument | 833785 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39205 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Feb 22, 2019 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Mar 13, 2017 |
| Property Address | 3818 COKER RD, MADISON, MS 39110-7131 |
| Document Number | 0000807999 |
| Book / Page | 003454 / 000124 |
| Instrument Date | Mar 9, 2017 |
| Instrument | 807999 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4614 FRIAR CIR JACKSON MS 392114920, JACKSON, MS 39211-4920 |
The 2025 property tax bill for 3818 Coker Rd was $1,168 with a homeowner's exemption, up 5% from the year before.
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,168.00 (+5.04%) Homeowner's exemption | $14,081 | $131,500 Land $50,000 Building $81,500 |
| 2024 | $1,112.00 | ||
| 2023 | $1,112.00 Homeowner's exemption | $14,081 | $131,500 Land $50,000 Building $81,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3818 Coker Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3818 Coker Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE LORMAN UTL DISTRICT serves 599 people · EPA ID MS0450017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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