Madison County property record for 3814 Coker Rd, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,336 sqft · built 1977 |
| Lot Size | 0.464 acres (20,243 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $698 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Feb 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071C-06C-051 |
| Primary APN | 071C-06C-051 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,336 sqft Adjusted Area |
| Gross Area | 2,054 sqft |
| 1st Floor Area | 2,054 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,243 sqft (0.464 acres) |
| Cooling System | Central |
|---|
| Account Number | 3656 |
|---|---|
| Street Address | 3814 COKER RD |
| City | MADISON |
| State | MS |
| Zip | 39110-7131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 40 LAKE LORMAN PART 2 |
| Legal Range | 01E |
| Legal Township | 07N |
| Legal Section | 06 |
| Legal Subdivision | LAKE LORMAN PT 2 |
| Legal Lot Number | 40 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 30302 |
3814 Coker Rd is owned and occupied by an individual who acquired it in December 2005.
Source: Madison County records, as of June 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3814 COKER RD, MADISON, MS 39110-7131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 26, 2024 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA |
| Feb 26, 2024 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA |
| Sep 15, 2021 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Sep 15, 2021 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Oct 22, 2020 | Deed of Trust, Mortgage BANCORPSOUTH |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 1, 2005 |
| Transfer Doc | 0019940609 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 3814 COKER RD, MADISON, MS 39110-7131 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3814 COKER RD, MADISON, MS 39110-7131 |
| Document Number | 004413/190 |
|---|---|
| Date | Feb 26, 2024 |
| Book Page | 4413/190 |
| Instrument | 999552 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON, MS 39110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 26, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 3814 COKER RD, MADISON, MS 39110-7131 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3814 COKER RD, MADISON, MS 39110-7131 |
| Document Number | 004413/235 |
|---|---|
| Date | Feb 26, 2024 |
| Book Page | 4413/235 |
| Instrument | 999557 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON, MS 39110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 26, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 3814 COKER RD, MADISON, MS 39110-7131 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3814 COKER RD, MADISON, MS 39110-7131 |
| Document Number | 004101/192 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 4101/192 |
| Instrument | 936393 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 117 Months |
| Due | Jun 26, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 3814 COKER RD, MADISON, MS 39110-7131 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3814 COKER RD, MADISON, MS 39110-7131 |
| Document Number | 4101/192 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 4101/192 |
| Instrument | 936393 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 117 Months |
| Due | Jun 26, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 3814 COKER RD, MADISON, MS 39110-7131 |
| Document Number | 0000909026 |
| Instrument Date | Oct 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3814 COKER RD MADISON MS 391107131, MADISON, MS 39110-7131 |
| Document Number | 0000909026 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 003936/000017 |
| Instrument | 909026 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-3356 |
| Amount | Amount on Record |
|---|---|
| Term | 144 Months |
| Due | Oct 26, 2032 |
The 2025 property tax bill for 3814 Coker Rd was $698 with a homeowner's exemption, up 4% from the year before.
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $698.00 (+4.02%) Homeowner's exemption | $16,143 | $161,430 Land $50,000 Building $111,430 |
| 2024 | $671.00 | ||
| 2023 | $671.00 Homeowner's exemption | $16,143 | $161,430 Land $50,000 Building $111,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3814 Coker Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3814 Coker Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE LORMAN UTL DISTRICT serves 599 people · EPA ID MS0450017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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