3818 28th St, Lubbock, TX 79410 Property Records

Lubbock County property record for 3818 28th St, Lubbock, TX 79410

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,330 sqft · built 1960
Lot Size0.183 acres (7,950 sqft)
OwnerIndividual Name on Record
Tax Bill$2,500 (2025)
Deeds & MortgagesJan 2024 Transfer
Jul 2017 Loan Modification
Flood ZoneZone AE (high risk)
APNR58309

Property Details

APN / Parcel Number

Primary APNR58309
Alternative APN
  • R1551000000200100000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,330 sqft Living Area
Gross Area1,594 sqft
1st Floor Area1,330 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialOther
Lot Area7,950 sqft (0.183 acres)
Lot Dimensions132 ft deep x 60 ft wide
Garage TypeAttached
Garage Area264 sqft

Location & Zoning

Street Address3818 28TH ST
CityLUBBOCK
StateTX
Zip79410-2506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOOKE-CARP 2ND BLK 2 L 9
Legal SubdivisionCOOKE CARPENTER 2ND
Legal Block2
Legal Lot Number10
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group2
Census Block2019
Census Tract1602

Owner

Source: Lubbock County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3820 28TH ST, LUBBOCK, TX 79410-2506
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2024Quit Claim Deed, Transfer
Quitclaim
Jul 10, 2017Loan Modification, Mortgage
LONE STAR ST BK/W TX

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 18, 2024
Deed SaleJan 18, 2024
Prior SaleJul 6, 2012 · Amount on Record
Deed Document Number20241893
Prior Transfer DateDec 29, 2023
Prior Transfer Doc0000001893
Record UpdatedSep 20, 2026

January 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLUBBOCK TX
Recording DateJan 18, 2024
Property Address3818 28TH ST, LUBBOCK, TX 79410-2506
Document Number0000001893
Instrument DateDec 29, 2023
Instrument2024001893
Transaction TypeTransfer
Record UpdatedJan 25, 2024

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 6686, LUBBOCK, TX 79493-6686

Transferred To (Grantee/Buyer)

NameVerified Name
Address3820 28TH ST, LUBBOCK, TX 79410-2506

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLUBBOCK TX
Property Address3818 28TH ST, LUBBOCK, TX 79410-2506
Document Number0000026439
Instrument DateJul 10, 2017
Transaction TypeMortgage
Record UpdatedAug 11, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 6686 LUBBOCK TX 794936686, LUBBOCK, TX 79493-6686

Mortgage

Document Number0000026439
DateJul 21, 2017
Instrument26439
Lender
NameLONE STAR ST BK/W TX
TypeBank
AddressLUBBOCK, TX 79424
Agreement
AmountAmount Recorded
Term60 Months
DueJul 20, 2022

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,500.00 (-2.53%)$141,290 (+42.47%) Land $29,000 Building $112,290$141,290 (+42.47%) Land $29,000 Building $112,290
2024$2,565.00 (+39.18%)
2023$1,843.00 (-8.17%)$99,169 Land $10,980 Building $88,189$99,169 Land $10,980 Building $88,189
2022$2,007.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation3,226.4 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 50 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies50 in force
Nearby Flood Claims41 (1983–2023)
Claims Outside the SFHA1 of 41
Most Recent ClaimJun 2023 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims
  • Hurricane Ike, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Optimum
Cable
940 / 35
Rise Broadband
Fixed Wireless
300 / 60
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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