3815 28th St, Lubbock, TX 79410 Property Records

Lubbock County property record for 3815 28th St, Lubbock, TX 79410

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,392 sqft · built 1958
Lot Size0.183 acres (7,950 sqft)
OwnerCompany Name on File
Tax Bill$2,919 (2025)
Deeds & MortgagesSep 2019 Transfer
Sep 2019 Mortgage
Flood ZoneZone AE (high risk)
APNR58665

Property Details

APN / Parcel Number

Primary APNR58665
Alternative APN
  • R1551000000300040000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,392 sqft Living Area
Gross Area1,656 sqft
1st Floor Area1,392 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Exterior MaterialAsbestos
Construction TypeWood
Roof TypeGable
Roof MaterialOther
Lot Area7,950 sqft (0.183 acres)
Lot Dimensions132 ft deep x 60 ft wide
Garage TypeAttached
Garage Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3815 28TH ST
CityLUBBOCK
StateTX
Zip79410-2505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOOKE-CARP 2ND BLK 3 L 8
Legal SubdivisionCOOKE CARPENTER 2ND
Legal Block3
Legal Lot Number4
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group2
Census Block2018
Census Tract1602

Owner

3815 28th St is owned by a company that acquired it in September 2024.

Source: Lubbock County records, as of December 9, 2025

Owner of RecordCompany Name on File
Mailing Address6923 INDIANA AVE, LUBBOCK, TX 79413-6111
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Sep 3, 2019Vendor's Lien, Transfer · Conventional Mortgage
TEXAS TECH FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2024
Deed SaleSep 10, 2024
Prior SaleJan 11, 2024
Deed Document Number202436526
Prior Transfer DateAug 30, 2019
Prior Transfer Doc0000034441
Record UpdatedSep 20, 2026

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLUBBOCK TX
Recording DateSep 19, 2019
Property Address3815 28TH ST, LUBBOCK, TX 79410-2505
Document Number0000036849
Instrument DateSep 18, 2019
Instrument36849
Transaction TypeTransfer
Record UpdatedOct 2, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 396 SMYER TX 793670396, SMYER, TX 79367-0396

September 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateSep 3, 2019
Property Address3815 28TH ST, LUBBOCK, TX 79410-2505
Document Number0000034441
Map ReferenceVOL 476 PG 66
Instrument DateAug 30, 2019
Instrument2019034441
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyWEST TEXAS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 396, SMYER, TX 79367-0396

Transferred To (Grantee/Buyer)

NameVerified Name
Address3815 28TH ST, LUBBOCK, TX 79410-2505

Mortgage

Document Number0000034442
DateSep 3, 2019
Instrument2019034442
Lender
NameTEXAS TECH FCU
TypeCredit Union
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2049
Interest

Tax Assessment & Valuation

The 2025 property tax bill for 3815 28th St was $2,919, up 11% from the year before.

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,919.00 (+11%)$164,983 Land $29,000 Building $135,983$164,983 Land $29,000 Building $135,983
2024$1,390.00 (+14.4%)
2023$1,215.00 (-27.72%) Homeowner's exemption$115,094 Land $10,980 Building $106,792$117,772 Land $10,980 Building $106,792
2022$1,681.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3815 28th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation3,226.4 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 50 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies50 in force
Nearby Flood Claims41 (1983–2023)
Claims Outside the SFHA1 of 41
Most Recent ClaimJun 2023 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims
  • Hurricane Ike, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3815 28th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Optimum
Cable
940 / 35
Rise Broadband
Fixed Wireless
300 / 60
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on 28th St

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