3817 Watterson Rd, Cincinnati, OH 45227 Property Records

Hamilton County property record for 3817 Watterson Rd, Cincinnati, OH 45227

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,332 sqft · built 1920
Lot Size	0.113 acres (4,922 sqft)
Owner	Company Name on Record
Last Sale	$75,000 (Jul 2016)
Tax Bill	$4,287 (2025)
Deeds & Mortgages	Jan 2017 Mortgage May 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`523-0006-0153-00`

Property Details

APN / Parcel Number

Primary APN	`523-0006-0153-00`
Alternative APN	`0084457`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,332 sqft Living Area
Gross Area	1,998 sqft
1st Floor Area	666 sqft
2nd Floor Area	666 sqft
Basement Area	666 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,922 sqft (0.113 acres)
Lot Dimensions	125 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3817 WATTERSON RD
City	CINCINNATI
State	OH
Zip	45227-3646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WASHINGTON AVE 40 X 125 LOT 153 FAIRFAX SUB
Legal Subdivision	FAIRFAX SUB
Legal Lot Number	153
Jurisdiction	HAMILTON OH
Township / Civil Division	FAIRFAX
Census Block Group	1
Census Block	1011
Census Tract	24700

Owner

Source: Hamilton County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 9493, CINCINNATI, OH 45209-0493
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
May 17, 2021	Quit Claim Deed, Transfer Quitclaim
Nov 3, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2016 · Amount on Record
Deed Sale	Jul 20, 2016 · Amount on Record
Prior Sale	Dec 23, 2009 · Amount on Record
Deed Document Number	201665415
Last Transfer Date	May 12, 2021
Transfer Doc	0000060813
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3817 WATTERSON RD, CINCINNATI, OH 45227-3646
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007917
Date	Jan 25, 2017
Instrument	17-0007917

Lender

Name	WATERSTONE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3817 WATTERSON RD, CINCINNATI, OH 45227-3646
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058955
Date	May 12, 2021
Book Page	14416/1971
Instrument	2021-0058955

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	May 17, 2021
Property Address	3817 WATTERSON RD, CINCINNATI, OH 45227-3646
Document Number	0000060813
Book / Page	14419 / 1483
Map Reference	MB 9 PG 44
Instrument Date	May 12, 2021
Instrument	2021-0060813
Transaction Type	Transfer
Record Updated	Jun 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9493, CINCINNATI, OH 45209-0493

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 3, 2020
Property Address	3817 WATTERSON RD, CINCINNATI, OH 45227-3646
Document Number	0000115638
Book / Page	014288 / 001852
Instrument Date	Oct 29, 2020
Instrument	115638
Transaction Type	Transfer
Record Updated	Jan 21, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9493 CINCINNATI OH 452090493, CINCINNATI, OH 45209-0493

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	May 20, 2019
Property Address	3817 WATTERSON RD, CINCINNATI, OH 45227-3646
Document Number	0000038865
Book / Page	013921 / 001485
Instrument Date	May 10, 2019
Instrument	38865
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 9493 CINCINNATI OH 452090493, CINCINNATI, OH 45209-0493

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 27, 2017
Property Address	3817 WATTERSON RD, CINCINNATI, OH 45227-3646
Document Number	0000017815
Book / Page	013362 / 001839
Instrument Date	Feb 17, 2017
Instrument	17815
Transaction Type	Transfer
Record Updated	Nov 14, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 9493 CINCINNATI OH 452090493, CINCINNATI, OH 45209-0493

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Fairfax Village
Unified School District	Mariemont City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,287.00 (-0.19%)	$55,910 (+%) Land $20,136 Building $35,774	$159,740 (-) Land $57,530 Building $102,210
2024	$4,295.00 (+9.29%)	$55,908 (-) Land $20,135 Building $35,773
2023	$3,930.00 (+56.45%)	$55,908 (+88.48%) Land $20,135 Building $35,773	$159,740 (+88.48%) Land $57,530 Building $102,210
2022	$2,512.00	$29,663 Land $10,812 Building $18,851
2020			$84,750 Land $30,890 Building $53,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	70 (1979–2026)
Claims Outside the SFHA	16 of 70
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2001 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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