3814 Watterson Rd, Cincinnati, OH 45227 Property Records

Hamilton County property record for 3814 Watterson Rd, Cincinnati, OH 45227

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 900 sqft · built 1933
Lot Size	0.113 acres (4,922 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Jun 2014)
Tax Bill	$3,831 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`523-0006-0198-00`

Property Details

APN / Parcel Number

Primary APN	`523-0006-0198-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
Gross Area	2,700 sqft
1st Floor Area	900 sqft
Attic	Attic
Attic Area	900 sqft
Basement Area	900 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,922 sqft (0.113 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	160 sqft
Porch	Slab
Porch Area	91 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3814 WATTERSON RD
City	CINCINNATI
State	OH
Zip	45227-3647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WASHINGTON AVE 40 X 125 LOT 198 FAIRFAX SUB
Legal Subdivision	FAIRFAX SUB
Legal Lot Number	198
Jurisdiction	HAMILTON OH
Township / Civil Division	FAIRFAX
Census Block Group	1
Census Block	1012
Census Tract	24700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Village of Mariemont listed 2007 · 1,024 contributing resources · National Historic Landmark (designated 2007) · NRIS 07000431

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3814 WATTERSON RD, CINCINNATI, OH 45227-3647
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage ROCKET MORTGAGE LLC
Mar 17, 2020	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2014 · Amount on Record
Deed Sale	Jun 26, 2014 · Amount on Record
Prior Sale	Jun 1, 2009 · Amount on Record
Deed Document Number	201462593
Deed Book / Page	12640 / 668
Prior Transfer Date	Apr 30, 2009
Prior Transfer Doc	0000000091
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3814 WATTERSON RD, CINCINNATI, OH 45227-3647
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3814 WATTERSON RD, CINCINNATI, OH 45227-3647

Mortgage

Document Number	0000011045
Date	Feb 13, 2026
Book Page	15603/551
Instrument	2026-0011045

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	Partial Claim Mortgage
Amount	Amount Recorded
Term	290 Months
Due	Apr 1, 2050

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	3814 WATTERSON RD, CINCINNATI, OH 45227-3647
Document Number	0000037052
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3814 WATTERSON RD CINCINNATI OH 452273647, CINCINNATI, OH 45227-3647

Mortgage

Document Number	0000037052
Date	Apr 22, 2020
Book Page	014152/000274
Instrument	37052

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2050

Interest

Rate	3.37%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Fairfax Village
Unified School District	Mariemont City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,831.00 (+2.16%)	$51,090 (-) Land $20,136 Building $30,954	$145,970 (-) Land $57,530 Building $88,440
2024	$3,750.00 (+7.79%)	$51,090 (-) Land $20,136 Building $30,954
2023	$3,479.00 (+2.6%)	$51,090 (+23.72%) Land $20,136 Building $30,954	$145,970 (+23.72%) Land $57,530 Building $88,440
2022	$3,391.00 Homeowner's exemption	$41,294 Land $10,812 Building $30,482
2020			$117,980 Land $30,890 Building $87,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	70 (1979–2026)
Claims Outside the SFHA	16 of 70
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2001 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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