3817 Cotley Ct, Henrico, VA 23233 Property Records

Henrico County property record for 3817 Cotley Ct, Henrico, VA 23233

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,996 sqft · built 1990
Lot Size0.387 acres (16,889 sqft)
OwnerIndividual Name on File
Last Sale$525,000 (May 2019)
Tax Bill$6,126 (2026)
Deeds & MortgagesMay 2020 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN731-761-2968

Property Details

APN / Parcel Number

Primary APN731-761-2968
Alternative APN
  • TA0036314

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,996 sqft Living Area
Gross Area4,052 sqft
1st Floor Area1,244 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2007
Architectural StyleColonial
Exterior MaterialOther
Foundation TypeRaised
Roof MaterialOther
Lot Area16,889 sqft (0.387 acres)
Garage Area960 sqft
Parking Spaces3 Parking Spaces
Deck Area112 sqft
Patio Area190 sqft
Balcony Area88 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account NumberTA0036314
Street Address3817 COTLEY CT
CityHENRICO
StateVA
Zip23233-7630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2AC
Legal Description0045020000B 0029; FOXHALL SC 4 BL B LT 29 72 B1 31
Legal SubdivisionFOXHALL
Legal Lot Number29,72
JurisdictionHENRICO VA
Township / Civil DivisionTHREE CHOPT
Census Block Group2
Census Block2012
Census Tract200140

Owner

3817 Cotley Ct is owned and occupied by an individual who bought it in May 2019.

Source: Henrico County records, as of June 8, 2026

Owner of RecordIndividual Name on File
Mailing Address3817 COTLEY CT, HENRICO, VA 23233-7630
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
May 20, 2019Warranty Deed, Transfer · Conventional with PMI
PRIME LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 20, 2019 · Amount on File
Deed SaleMay 20, 2019 · Amount on File
Prior SaleJul 3, 2006 · Amount on File
Deed Document Number201914127
Deed Book / Page5851 / 2287
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRICO VA
Property Address3817 COTLEY CT, HENRICO, VA 23233-7630
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number5985744
DateMay 1, 2020
Book Page5985/744
Instrument202000015403
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050
Interest
Rate TypeFixed Rate

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENRICO VA
Recording DateMay 20, 2019
Property Address3817 COTLEY CT, HENRICO, VA 23233-7630
Document Number58512287
Book / Page005851 / 002287
Instrument DateMay 16, 2019
Instrument14127
Transaction TypeTransfer
Record UpdatedJun 4, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$525.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3817 COTLEY CT HENRICO VA 232337630, HENRICO, VA 23233-7630

Mortgage

Document Number58512291
DateMay 20, 2019
Book Page005851/002291
Instrument14128
Lender
NamePRIME LNDG
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 19, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3817 Cotley Ct was $6,126.

Source: Henrico County assessment roll, as of June 8, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyHenrico County
Unified School DistrictHenrico County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,126.00$722,900 (+12.55%) Land $200,000 Building $522,900$722,900 (+12.55%) Land $200,000 Building $522,900
2025$642,300 Land $175,000 Building $467,300$642,300 Land $175,000 Building $467,300
2023$5,302.00$623,800 Land $175,000 Building $448,800$623,800 Land $175,000 Building $448,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3817 Cotley Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3817 Cotley Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENRICO COUNTY WATER SYSTEM
serves 330,000 people · EPA ID VA4087125
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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