3813 Cotley Ct, Henrico, VA 23233 Property Records

Henrico County property record for 3813 Cotley Ct, Henrico, VA 23233

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,914 sqft · built 1991
Lot Size	0.309 acres (13,461 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Jul 2014)
Tax Bill	$5,917 (2026)
Deeds & Mortgages	Sep 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`731-761-3863`

Property Details

APN / Parcel Number

Primary APN	`731-761-3863`
Alternative APN	`GA1338101`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,914 sqft Living Area
Gross Area	4,388 sqft
1st Floor Area	1,321 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Wood Shingle
Lot Area	13,461 sqft (0.309 acres)
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	516 sqft
Patio Area	516 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	GA1338101
Street Address	3813 COTLEY CT
City	HENRICO
State	VA
Zip	23233-7630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2AC
Legal Description	0045020000B 0030; FOXHALL SC 4 BL B LT 30 72 B1 31
Legal Subdivision	FOXHALL
Legal Lot Number	30,72
Jurisdiction	HENRICO VA
Township / Civil Division	THREE CHOPT
Census Block Group	2
Census Block	2012
Census Tract	200140

Owner

3813 Cotley Ct is owned and occupied by an individual who bought it in July 2014.

Source: Henrico County records, as of June 8, 2026

Owner of Record	Individual Name on File
Mailing Address	3813 COTLEY CT, HENRICO, VA 23233-7630
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2014 · Amount on File
Deed Sale	Jul 15, 2014 · Amount on File
Deed Book / Page	5276 / 1730
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRICO VA
Property Address	3813 COTLEY CT, HENRICO, VA 23233-7630
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006047534
Date	Sep 1, 2020
Book Page	6047/534
Instrument	202000034721

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3813 Cotley Ct was $5,917.

Source: Henrico County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Henrico County
Unified School District	Henrico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,917.00	$712,900 (+14.05%) Land $200,000 Building $512,900	$712,900 (+14.05%) Land $200,000 Building $512,900
2025		$625,100 Land $175,000 Building $450,100	$625,100 Land $175,000 Building $450,100
2023	$5,156.00	$606,700 Land $175,000 Building $431,700	$606,700 Land $175,000 Building $431,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3813 Cotley Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3813 Cotley Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENRICO COUNTY WATER SYSTEM serves 330,000 people · EPA ID VA4087125
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880