3816 Yvonne Ramirez Ct, Laredo, TX 78046 Property Records

Webb County property record for 3816 Yvonne Ramirez Ct, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,354 sqft · built 2019
Lot Size	0.106 acres (4,620 sqft)
Owner	Individual Name on File
Last Sale	$227,100 (Apr 2026)
Tax Bill	$1,077 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`953-06001-080`

Property Details

APN / Parcel Number

Primary APN	`953-06001-080`
Alternative APN	`619677`

Interior

Stories	1 Story
Building Area	1,354 sqft Living Area
Gross Area	1,804 sqft
1st Floor Area	1,354 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,620 sqft (0.106 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	115 sqft

Location & Zoning

Street Address	3816 YVONNE RAMIREZ CT
City	LAREDO
State	TX
Zip	78046-8953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUATRO VIENTOS NORTE, BLOCK 1, LOT 8, PHASE XVII
Legal Subdivision	CUATRO VIENTOS NORTE
Legal Phase	XVII
Legal Block	1
Legal Lot Number	8
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1020
Census Tract	1824

Owner

3816 Yvonne Ramirez Ct is owned and occupied by an individual who bought it in April 2026.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	3816 YVONNE RAMIREZ CT, LAREDO, TX 78046-8953
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed, Transfer · FHA Mortgage SOUTHWEST FUNDING, L.P.
Apr 2, 2026	Deed, Transfer · FHA Mortgage SOUTHWEST FUNDING, L.P.
Dec 30, 2020	Warranty Deed, Transfer
May 6, 2024	Correction Deed
Mar 24, 2020	Vendor's Lien, Subdivision Related Transfer · Construction Mortgage FALCON INTERNATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2026 · Amount on File
Deed Sale	Apr 2, 2026 · Amount on File
Prior Sale	Dec 30, 2020
Deed Document Number	20261583780
Deed Book / Page	6012 / 556
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBB TX
Recording Date	Apr 2, 2026
Property Address	3816 YVONNE RAMIREZ CT, LAREDO, TX 78046-8953
Document Number	0001583780
Book / Page	6012 / 556
Instrument Date	Mar 31, 2026
Instrument	20261583780
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RECO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3816 YVONNE RAMIREZ CT, LAREDO, TX 78046-8953
Investor	Possibly a Property Investor

Mortgage

Document Number	0001583781,
Date	Apr 2, 2026
Instrument	20261583781

Lender

Name	SOUTHWEST FUNDING, L.P.

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

Mortgage

Document Number	0001583782,
Date	Apr 2, 2026
Book Page	6012/575
Instrument	20261583782

Lender

Agreement

Amount	Amount on Record

Interest

Rate	6.01%
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBB TX
Recording Date	Apr 2, 2026
Property Address	3816 YVONNE RAMIREZ CT, LAREDO, TX 78046-8953
Document Number	006012/556
Book / Page	6012 / 556
Instrument Date	Mar 31, 2026
Instrument	20261583780
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3816 YVONNE RAMIREZ CT, LAREDO, TX 78046-8953
Investor	Possibly a Property Investor

Mortgage

Document Number	0001583780,
Date	Apr 2, 2026
Book Page	6012/559
Instrument	20261583780

Lender

Name	SOUTHWEST FUNDING, L.P.

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

Mortgage

Document Number	6012000575,
Date	Apr 2, 2026
Book Page	6012/575

Lender

Agreement

Amount	Amount on Record

Interest

Rate	6.01%
Max Rate	-1%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Dec 30, 2020
Property Address	3816 YVONNE RAMIREZ CT, LAREDO, TX 78046-8953
Document Number	004930/567
Book / Page	4930 / 567
Map Reference	VOL 36 PG 87&88
Instrument Date	Dec 30, 2020
Instrument	1414582
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2110 MEXICO AVE, EL CENIZO, TX 78046-8772

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3816 YVONNE RAMIREZ, EL CENIZO, TX 78046-8953

May 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	WEBB TX
Recording Date	May 6, 2024
Property Address	3816 YVONNE RAMIREZ CT, LAREDO, TX 78046-8953
Document Number	005647/199
Book / Page	5647 / 199
Map Reference	VOL 36 PGS 87
Instrument Date	Dec 30, 2020
Instrument	1528841
Record Updated	Apr 16, 2026

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2110 MEXICO AVE, LAREDO, TX 78046-8772

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3816 YVONNE RAMIREZ CT, LAREDO, TX 78046-8953

March 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Mar 24, 2020
Property Address	3816 YVONNE RAMIREZ CT, LAREDO, TX 78046-8953
Document Number	004760/109
Book / Page	4760 / 109
Instrument Date	Mar 17, 2020
Instrument	1388075
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 16, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001388076
Date	Mar 24, 2020
Instrument	1388076

Lender

Name	FALCON INTERNATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 17, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 3816 Yvonne Ramirez Ct was $1,077, up 7% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,909 (-0.49%) Land $45,553 Building $166,356	$211,909 (-0.49%) Land $45,553 Building $166,356
2025	$1,077.00 (+6.95%)	$212,963 Land $45,553 Building $167,410	$212,963 Land $45,553 Building $167,410
2024	$1,007.00
2023		$188,186 Land $37,006 Building $151,180	$188,186 Land $37,006 Building $151,180
2022	$1,193.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3816 Yvonne Ramirez Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3816 Yvonne Ramirez Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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