3815 Yvonne Ramirez Ct, Laredo, TX 78046 Property Records

Webb County property record for 3815 Yvonne Ramirez Ct, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,816 sqft · built 2019
Lot Size	0.116 acres (5,040 sqft)
Owner	Individual Name on File
Last Sale	$199,000 (Dec 2019)
Tax Bill	$1,288 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`953-06002-080`

Property Details

APN / Parcel Number

Primary APN	`953-06002-080`
Alternative APN	`619691`

Interior

Stories	2 Stories
Building Area	1,816 sqft Living Area
Gross Area	2,236 sqft
1st Floor Area	705 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,040 sqft (0.116 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	130 sqft

Location & Zoning

Street Address	3815 YVONNE RAMIREZ CT
City	LAREDO
State	TX
Zip	78046-8953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUATRO VIENTOS NORTE, BLOCK 2, LOT 8, PHASE XVII
Legal Subdivision	CUATRO VIENTOS NORTE
Legal Phase	XVII
Legal Block	2
Legal Lot Number	8
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1020
Census Tract	1824

Owner

3815 Yvonne Ramirez Ct is owned and occupied by an individual who bought it in December 2019.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	3815 YVONNE RAMIREZ CT, LAREDO, TX 78046-8953
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Dec 18, 2019	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage CALIBER HOME LOANS INC
Oct 2, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2019 · Amount on File
Deed Sale	Dec 18, 2019 · Amount on File
Prior Sale	Oct 2, 2019
Deed Document Number	20191379880
Deed Book / Page	4710 / 765
Prior Transfer Date	Dec 16, 2019
Prior Transfer Doc	004710/765
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3815 YVONNE RAMIREZ CT, LAREDO, TX 78046-8953
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3815 YVONNE RAMIREZ CT, LAREDO, TX 78046-8953

Mortgage

Document Number	005002/837
Date	Apr 19, 2021
Book Page	5002/837
Instrument	1425692

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	345 Months
Due	Jan 1, 2050

December 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Dec 18, 2019
Property Address	3815 YVONNE RAMIREZ CT, LAREDO, TX 78046-8953
Document Number	004710/765
Book / Page	4710 / 765
Map Reference	VOL 36 PG 87&88
Instrument Date	Dec 16, 2019
Instrument	1379880
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3815 YVONNE RAMIREZ COURT, LAREDO, TX 78046-8953

Mortgage

Document Number	0001379881
Date	Dec 18, 2019
Instrument	1379881

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Oct 2, 2019
Property Address	3815 YVONNE RAMIREZ CT, LAREDO, TX 78046-8953
Document Number	004673/319
Book / Page	4673 / 319
Map Reference	VOL 36 PG 87&88
Instrument Date	Sep 30, 2019
Instrument	1373405
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3301 CHACOTA ST # ST23B, 3301, LAREDO, TX 78046-7000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 SALTILLO ST, LAREDO, TX 78046-7002
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3815 Yvonne Ramirez Ct was $1,288 with a homeowner's exemption, down 18% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,247 (-0.51%) Land $49,090 Building $204,157	$253,247 (-0.51%) Land $49,090 Building $204,157
2025	$1,288.00 (-17.96%) Homeowner's exemption	$254,539 Land $49,090 Building $205,449	$254,539 Land $49,090 Building $205,449
2024	$1,570.00
2023		$224,638 Land $39,917 Building $184,721	$224,638 Land $39,917 Building $184,721
2022	$1,428.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3815 Yvonne Ramirez Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3815 Yvonne Ramirez Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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