3816 Watermark Dr, Franklinton, NC 27525 Property Records

Granville County property record for 3816 Watermark Dr, Franklinton, NC 27525

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,103 sqft · built 2019
Lot Size	0.918 acres (40,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Jan 2020)
Tax Bill	$3,511 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`182500666078`

Property Details

APN / Parcel Number

Primary APN	`182500666078`
Alternative APNs	`182500 582` `1030633`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,103 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,001 sqft (0.918 acres)
Garage Type	Attached
Garage Area	868 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Porch Area	126 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	1030633
Street Address	3816 WATERMARK DR
City	FRANKLINTON
State	NC
Zip	27525-7050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3816 WATERMARK DR
Legal Subdivision	THE OAKS AT IRONWOOD SUBDIVISION
Legal Lot Number	206
Jurisdiction	GRANVILLE NC
Township / Civil Division	BRASSFIELD
Census Block Group	2
Census Block	2003
Census Tract	970605

Owner

Source: Granville County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3816 WATERMARK DR, FRANKLINTON, NC 27525-7050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jan 21, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NORTH STATE BANK
Jun 18, 2019	Warranty Deed, Construction Loan · Construction Mortgage NORTH STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2020 · Amount on Record
Deed Sale	Jan 21, 2020 · Amount on Record
Prior Sale	Jun 18, 2019 · Amount on Record
Deed Book / Page	1760 / 566
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	3816 WATERMARK DR, FRANKLINTON, NC 27525-7050
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002065/181
Date	Mar 24, 2026
Book Page	2065/181

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

January 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Jan 21, 2020
Property Address	3816 WATERMARK DR, FRANKLINTON, NC 27525-7050
Document Number	001760/566
Book / Page	1760 / 566
Map Reference	MB 45 PG 136-138
Instrument Date	Jan 21, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1011, LOUISBURG, NC 27549-1011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3816 WATERMARK DR, FRANKLINTON, NC 27525-7050

Mortgage

Document Number	0001760568
Date	Jan 21, 2020
Instrument	1760/568

Lender

Name	NORTH STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2035

June 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Jun 18, 2019
Property Address	3816 WATERMARK DR, FRANKLINTON, NC 27525-7050
Document Number	001730/862
Book / Page	1730 / 862
Map Reference	MB 45 PG 136-138
Instrument Date	Jun 18, 2019
Transaction Type	Construction Loan
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10931 STRICKLAND RD STE 111, 10931, RALEIGH, NC 27615-2085

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1011, YOUNGSVILLE, NC 27596-1011

Mortgage

Document Number	0001730864
Date	Jun 18, 2019
Instrument	1730/864

Lender

Name	NORTH STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 15, 2020

Tax Assessment & Valuation

Source: Granville County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$492,580 (-) Land $100,000 Building $392,580
2025	$3,511.00 (+34.57%)	$492,580 (+76%) Land $100,000 Building $392,580	$492,580 (-) Land $100,000 Building $392,580
2024			$492,580 (+76%) Land $100,000 Building $392,580
2023	$2,609.00 (+5.8%)	$279,880 (+5.17%) Land $55,000 Building $224,880	$279,880 (+5.17%) Land $55,000 Building $224,880
2022	$2,466.00	$266,130 Land $41,250 Building $224,880	$266,130 Land $41,250 Building $224,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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