3814 Watermark Dr, Franklinton, NC 27525 Property Records

Granville County property record for 3814 Watermark Dr, Franklinton, NC 27525

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,017 sqft · built 2020
Lot Size	1.17 acres (51,193 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Sep 2020)
Tax Bill	$3,082 (2025)
Deeds & Mortgages	Jun 2019 Construction Loan Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`182500657971`

Property Details

APN / Parcel Number

Primary APN	`182500657971`
Alternative APNs	`182500 581` `1043653`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,017 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	51,193 sqft (1.17 acres)
Garage Type	Attached
Garage Area	1,369 sqft
Parking Spaces	5 Parking Spaces
Porch	Patio

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1043653
Street Address	3814 WATERMARK DR
City	FRANKLINTON
State	NC
Zip	27525-7050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3814 WATERMARK DR
Legal Subdivision	THE OAKS A IRONWOOD
Legal Lot Number	205
Jurisdiction	GRANVILLE NC
Township / Civil Division	BRASSFIELD
Census Block Group	2
Census Block	2003
Census Tract	970605

Owner

3814 Watermark Dr is owned and occupied by two individuals who bought it in September 2020.

Source: Granville County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3814 WATERMARK DR, FRANKLINTON, NC 27525-7050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2019	Deed of Trust, Mortgage · Construction Mortgage NORTH STATE BANK
Sep 1, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 9, 2020	Warranty Deed, Construction Loan · Construction Mortgage NORTH STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2020 · Amount on File
Deed Sale	Sep 1, 2020 · Amount on File
Prior Sale	Mar 9, 2020 · Amount on File
Deed Book / Page	1794 / 207
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	3814 WATERMARK DR, FRANKLINTON, NC 27525-7050
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001730/874
Date	Jun 18, 2019
Book Page	1730/874

Lender

Name	NORTH STATE BANK
Type	Bank
Address	RALEIGH, NC 27609

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 15, 2020

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Sep 1, 2020
Property Address	3814 WATERMARK DR, FRANKLINTON, NC 27525-7050
Document Number	001794/207
Book / Page	1794 / 207
Map Reference	MB 45 PG 136-138
Instrument Date	Sep 1, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$790.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1011, YOUNGSVILLE, NC 27596-1011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3814 WATERMARK DR, FRANKLINTON, NC 27525-7050

Mortgage

Document Number	0001794209
Date	Sep 1, 2020
Instrument	1794/209

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

March 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Mar 9, 2020
Property Address	3814 WATERMARK DR, FRANKLINTON, NC 27525-7050
Document Number	001766/622
Book / Page	1766 / 622
Map Reference	MB 45 PG 136-138
Instrument Date	Mar 9, 2020
Transaction Type	Construction Loan
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Tax	$80.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	836 DOVETAIL MEADOW LN, 836, WAKE FOREST, NC 27587-9528

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1011, YOUNGSVILLE, NC 27596-1011
Investor	Possibly a Property Investor

Mortgage

Document Number	0001766624
Date	Mar 9, 2020
Instrument	1766/624

Lender

Name	NORTH STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 15, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 3814 Watermark Dr was $3,082.

Source: Granville County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,032 (-) Land $100,000 Building $340,032
2025	$3,082.00	$440,032 Land $100,000 Building $340,032	$440,032 (-) Land $100,000 Building $340,032
2024			$440,032 (+73.15%) Land $100,000 Building $340,032
2023	$2,306.00 (+0.48%)	$254,132 (-) Land $55,000 Building $199,132	$254,132 (-) Land $55,000 Building $199,132
2022	$2,295.00	$254,132 Land $55,000 Building $199,132	$254,132 Land $55,000 Building $199,132

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3814 Watermark Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3814 Watermark Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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