Meade County property record for 3816 Twisted Oak Rd, Sturgis, SD 57785
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.95 acres (128,807 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,062 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Sep 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01.0F.02.22 |
| Primary APN | 01.0F.02.22 |
|---|
| Lot Area | 128,807 sqft (2.95 acres) |
|---|
| Street Address | 3816 TWISTED OAK RD |
|---|---|
| City | STURGIS |
| State | SD |
| Zip | 57785-2907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEED HIDDEN VALLEY ESTATES SUB LOT 22 BLK 2 |
| Legal Subdivision | HIDDEN VALLEY ESTATES SUB |
| Legal Block | 2 |
| Legal Lot Number | 22 |
| Jurisdiction | MEADE SD |
| Township / Civil Division | STURGIS |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 20402 |
Source: Meade County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3816 TWISTED OAK RD, STURGIS, SD 57785-2907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK |
| Sep 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GATEWAY MORTGAGE CORP |
| Dec 12, 2023 | Deed of Trust, Mortgage · Line of Credit GATEWAY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE SD |
| Property Address | 3816 TWISTED OAK RD, STURGIS, SD 57785-2907 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00960/1572 |
|---|---|
| Date | Feb 25, 2022 |
| Book Page | 960/1572 |
| Instrument | 22001259 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE SD |
| Property Address | 3816 TWISTED OAK RD, STURGIS, SD 57785-2907 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00969/1404 |
|---|---|
| Date | Sep 21, 2022 |
| Book Page | 969/1404 |
| Instrument | 22006291 |
| Name | GATEWAY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE SD |
| Property Address | 3816 TWISTED OAK RD, STURGIS, SD 57785-2907 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00981/1851 |
|---|---|
| Date | Dec 12, 2023 |
| Book Page | 981/1851 |
| Instrument | 23006906 |
| Name | GATEWAY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2038 |
Source: Meade County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Meade County |
| Municipality | Sturgis City |
| Unified School District | Meade School District 46-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $451,694 (-) Land $113,566 Building $338,128 | $451,694 (-) Land $113,566 Building $338,128 | |
| 2025 | $6,062.00 (+8.52%) Additional exemption filed | $451,694 (+8.56%) Land $113,566 Building $338,128 | $451,694 Land $113,566 Building $338,128 |
| 2024 | $5,586.00 (-2.33%) | ||
| 2023 | $416,077 Land $94,050 Building $322,027 | ||
| 2022 | $5,719.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 81% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 1,000 |
| Bluepeak Cable | 1,000 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Wisp West Fixed Wireless | 100 / 20 |
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